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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Really like the interest free PAY IN THREE option

Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024

Easy and efficient

Very easy and efficient. Easy to navigate through the different stages. Reviewed on: 20th June 2025

I feel confident using PayPal knowing that any conce...

I feel confident using PayPal knowing that any concerns l have are quickly remedied. It is a company that allows you to purchase goods and pay comfortable amounts each month. Reviewed on: 20th June 2025

There when I need it all ways friendly staff to...

There when I need it all ways friendly staff to help Reviewed on: 20th June 2025

Paypal account services

Quick & easy to use, keeps me informed about my spending & payments very happy with the service I receive Reviewed on: 19th June 2025

PayPal-been using for 20 years plus.

PayPal-been using for 20 years plus. Never lets you down. Great range of payment services. Reviewed on: 19th June 2025

Very friendly and supportive service thanks.

Very friendly and supportive service thanks. Reviewed on: 19th June 2025

I trust paypal when purchasing items.

I trust paypal when purchasing items. There is protection as a buyer. Also the convenience of Pay in three as well as credit. Reviewed on: 19th June 2025

Not very good customer service ,

Not very good customer service , Reviewed on: 19th June 2025

An easy payment system that offers more.

An easy payment system that offers more than just ‘making a payment’. I feel confident in their security of my bank and card details and I am always kept up to date about the transactions on my account. Reviewed on: 19th June 2025

I always use PayPal as it the where available

I always use PayPal as it the where available Reviewed on: 18th June 2025

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