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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Paypal Credit is a great product.

Paypal Credit is a great product. I've used it for small and large purchases, with options to pay in 3, or with interest free instalments, or even as an ordinary credit card by paying off only the minimum required payment for a while. The best thing is that my payments are protected, so when I didn't receive the goods that I paid for, it was easy to go through the dispute process and claim back. Reviewed on: 29th May 2025

What more do you need...

What more do you need, great protection, easy to use, super customer service and amazing integration. Paypal is my no. 1 go to! Reviewed on: 29th May 2025

Spread the cost

PayPal is a great way to pay if you need to spread the cost of a larger item. Their pay in 3 is also fantastic for being able to spread the cost of smaller items. I use both and would look to use any other way of paying for things. Reviewed on: 29th May 2025

Great customer service easy to use and easy affordab...

Great customer service easy to use and easy affordable repayments Reviewed on: 29th May 2025

everything is perfect starting with paypal credit th...

everything is perfect starting with paypal credit then paying in three and the best thing is paying with paypal credit 4 months zero interest awesome Reviewed on: 29th May 2025

Very easy site to use never had any issues ..

Very easy site to use never had any issues with the site - always well notified about any contract changes Reviewed on: 29th May 2025

Easy to use , convenient with a low interest rate ,...

Easy to use , convenient with a low interest rate , easy to pay too , lots of websites have PayPal as an option so it's quick and convenient just click credit when taken to the PayPal site it's really easy, no fuss Reviewed on: 29th May 2025

Very good and easy to use.

Very good and easy to use. Never had an issue with it Reviewed on: 29th May 2025

Best easy and safe way to send money and pay for onl...

Best easy and safe way to send money and pay for online purchases Reviewed on: 29th May 2025

I have never had any problems with PayPal.

I have never had any problems with PayPal. if you haven’t got a bank account connected with them, they always send you reminders. The account you hold with them has all the info you need. Reviewed on: 29th May 2025

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