Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,544 reviews, last reviewed 9th Jun 2025
1819000% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flawless Customer service has been great when I needed printed statements in the past. Very helpful! I’ve never been overcharged, always paid on time too. Bril... Read more Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50544)

Review of the PayPal, PayPal Credit:

Great convenient and safe way to make payments onlin...

5
Great convenient and safe way to make payments online and reasonable interest rates when it applies Reviewed on: 4th June 2024

PayPal offer a good interest rate and easy to use app.

5
PayPal offer a good interest rate and easy to use app. Their customer service is really good and they quickly respond to queries. I like the fact they advise you in advance when payments are due as it helps with budgeting. Reviewed on: 9th June 2025

I was good experience.

5
I was good experience. Good,fast and corect services. Reviewed on: 9th June 2025

PayPal have been brilliant with addressing any issue...

5
PayPal have been brilliant with addressing any issues/problems I've had with my account at record speed. The team have been personable and all our wonderful to deal with, I can't fault them. Reviewed on: 9th June 2025

Always quick and easy and I feel secure in spending/...

5
Always quick and easy and I feel secure in spending/sending money when using paypal Reviewed on: 9th June 2025

Absolutely amazing!

5
Absolutely amazing! Keep up the good work Reviewed on: 9th June 2025

Best way to pay!

5
I find paypal a great way to pay for the majority of my purchases and having the option to spread payments over 3 months. It's also peace of mind that any problems they will help you out! Reviewed on: 9th June 2025

PayPal services is very good and friendly.

4
PayPal services is very good and friendly. Reviewed on: 9th June 2025

All issues or questions have always been discussed a...

5
All issues or questions have always been discussed and resolved quickly and effectively with polite conversation. Reviewed on: 9th June 2025

Awesome PayPal Credit

5
PayPal Credit is quick and easy to use Reviewed on: 9th June 2025

no problems setting up a pay by paypal!

4
no problems setting up a pay by paypal! Reviewed on: 9th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products