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PayPal: PayPal Credit reviews

4.91
Based on 50,763 reviews, last reviewed 22nd Jun 2025
1838500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use, wide variety of retailers, easy payments Reviewed on: 22nd June 2025
Deborah Chesworth's avatar
Deborah Chesworth

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal PayPal Credit reviews (50763)

Review of the PayPal, PayPal Credit:

Great service with some issues

4
Inability to pay off PayPal credit balances from your PayPal balance and no way to have payments taken immediately from your bank account create issues. With substantial charges whenever a payment is rejected for any reason (such as not having transferred in enough money as other payments have come out in the time you wait for PayPal to process the charge.) it can be a real pain if you manage your account balances manually Reviewed on: 7th June 2024

Easy to use, well explained and a sometimes lifeline

5
Easy to use, well explained and a sometimes lifeline Reviewed on: 20th June 2025

Easy app - always works well.

5
Easy app - always works well. Good way to budget also. Reviewed on: 20th June 2025

Best app ever

5
I have been using paypal for a while now and they are i would recommend people to use paypal Reviewed on: 20th June 2025

I've had very little issues over the years using Pay...

5
I've had very little issues over the years using PayPal Credit, and always found support from the customer service. It's a good and handy product. Reviewed on: 20th June 2025

Very good

5
Being able to spread the cost of purchased items easy and convenient. Reviewed on: 20th June 2025

No problem.

5
No problem. Good company. I have never had issues to use this website. Reviewed on: 20th June 2025

PayPal Credit is the best

5
I'm absolutely satisfied by the financial services of PayPal Credit Reviewed on: 20th June 2025

Amazing service for 0% interest purchases for 4 months

5
Amazing service for 0% interest purchases for 4 months Reviewed on: 20th June 2025

I was not expecting that you can be helpful and supp...

5
I was not expecting that you can be helpful and supportive, more than other credit cards. Reviewed on: 20th June 2025

Never had a problem.Making life easier!

5
Never had a problem. Was late with a payment once but all ended well and no penalties as they seem to deduct from my bank a couple of days after said deadline. Really easy to set up and continue use. Reviewed on: 20th June 2025

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