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PayPal: PayPal Credit reviews

4.92
Based on 30,761 reviews, last reviewed 18th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

PayPal is great.

5
PayPal is great. I'm really happy with that Reviewed on: 8th June 2024

Been a customer for over a decade, that should say i...

5
Been a customer for over a decade, that should say it all Reviewed on: 17th June 2024

improvements needed here n there , great experience ti

4
Customer service can be improved more , and need to be available on more online site as a mode if payment, need more news and offers to customer, so they get more involved Reviewed on: 17th June 2024

Hassle free 0% payment plan!

5
I used it to break up the payments, it was perfectly setup for a payment plan that worked for me according to how much I could afford to pay each month. The 0% interest is also a big reason for why I was appealed to applying for PayPal credit Reviewed on: 17th June 2024

Fab service and always there when needed

5
Fab service and always there when needed Reviewed on: 17th June 2024

Fast and reliable.

5
Fast and reliable. Payments by some credit providers don’t always go through, which can live one stranded. If payment is refused when in a foreign country you then have to phone credit provider, which can be quite expensive. No such inconveniences with PayPal Reviewed on: 17th June 2024

It’s good service and save time for transfer money

5
It’s good service and save time for transfer money Reviewed on: 17th June 2024

Great and easy to use PayPal credit

5
Great and easy to use PayPal credit Reviewed on: 17th June 2024

Regular user of PayPal credit

5
Have used PayPal credit for a number of purchases and it has relieved the financial stress of big purchases. Reviewed on: 17th June 2024

I find PayPal so simple, log in, pay for your goods,...

5
I find PayPal so simple, log in, pay for your goods, job done, as long as you meet your required payment, everybody's happy, I always pay more than requested as it makes the payments less for next time and you can always add to your purchases Reviewed on: 17th June 2024

Lovely experience.

5
Lovely experience. I found it really easy to use the app. Whenever you need help is really easy to do on the app. Reviewed on: 17th June 2024

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