Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49438 reviews)

View other PayPal products

4.91

Based on 49,438 reviews, last reviewed 30th May 2025

1717300% increase in 5 star reviews

in the past 90 days

1267% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe, Easy & Responsible Payment Method Transfering money, paying for products & paying friends & family is so easy & safe. Also the pay in 3 option is very clearly set out with reminders be... Read more Reviewed on: 30th May 2025

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49438)

Review of the PayPal, PayPal Credit:

Always feel secure using paypal and would only use p...

Always feel secure using paypal and would only use paypal and no other system Reviewed on: 12th June 2024

The convenient way to pay

Paypal is quick safe and easy to use Reviewed on: 30th May 2025

Flexible options and great value for money.

Flexible options and great value for money. Customer service is an actual necessity and it’s ready within a short period on the line. Reviewed on: 30th May 2025

Fast and easy to use been using it for years

Fast and easy to use been using it for years Reviewed on: 30th May 2025

PayPal are a good service.

PayPal are a good service. Offering many helpful payment schemes. Reviewed on: 30th May 2025

PayPal credit room for improvement

I’m using PayPal for online purchases and also I have got PayPal credit facility. Confusing part is the statement and transactions under the credit facility as it’s hard to follow interest free offers purchases when they are being stacked (multiple offers are being paid at once) Reviewed on: 30th May 2025

Always working perfectly no problem at all

Always working perfectly no problem at all Reviewed on: 30th May 2025

PayPal is quick and easy

PayPal is quick and easy to pay for goods plus it has excellent loan facilities. Reviewed on: 30th May 2025

Trustworthy.

Trustworthy., reliable, value on the money. Reviewed on: 30th May 2025

Good for Credit Score, Got Your Back

PayPal credit is great for managing finances and using it has also had a good impact on my credit score. My favourite thing about PayPal as a company though is that I always feel safe when buying online. PayPal has a world class disputes process that has been on my side a number of times. Reviewed on: 30th May 2025

Easy to use and great support when needed

Easy to use and great support when needed Reviewed on: 30th May 2025

Alternative products

Instant pay
from Incredible 5.00 from 28 reviews
Credit Card
from Nationwide 4.01 from 192 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub