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PayPal: PayPal Credit reviews

4.91
Based on 49,306 reviews, last reviewed 30th May 2025
1704500% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I could not do it without paypal easy to use quick a... I could not do it without paypal easy to use quick and plenty of options for repayments Reviewed on: 30th May 2025
Ioana C's avatar
Ioana C

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49306)

Review of the PayPal, PayPal Credit:

Easy to use, never had any issues at at all.

5
Easy to use, never had any issues at at all. Reviewed on: 17th June 2024

Never a bad experience!

5
Never a bad experience. Always quick and easy to use and definitely safe and reliable. easy to track what’s been spent and the addition of the credit section is a fantastic addition. It’s helped me greatly! Reviewed on: 30th May 2025

Its was wonderful and everything easy

5
Its was wonderful and everything easy Reviewed on: 30th May 2025

Good for paying friends and for services, and the cu...

5
Good for paying friends and for services, and the customer service is always fast and helpful, especially when dealing with non delivered items or scams. Reviewed on: 30th May 2025

Easy and Helpful Way to Pay

5
PayPal Credit has made managing my purchases so much easier with flexible payment options. It’s simple to use, offers quick approvals, and gives me peace of mind when shopping online. Highly recommend for convenient financing! Reviewed on: 30th May 2025

Smooth and fast payments.

5
Smooth and fast payments. No waiting or cancelled payments. Fast processing. Reviewed on: 30th May 2025

I believe PayPal are good because they give you noti...

5
I believe PayPal are good because they give you notice on payments and update you. I’ve had a PayPal account for 4 years and had no issues. Reviewed on: 30th May 2025

Very easy to set up and manage, and the interest rat...

5
Very easy to set up and manage, and the interest rate is very competitive. Reviewed on: 30th May 2025

super fast credite

5
the best service in its category, fast and cheap, I recommend it. If it weren't for paypal I wouldn't make most of my serious purchases Reviewed on: 30th May 2025

Handy for making payments or using as credit.

5
Handy for making payments or using as credit. Also easy and great sending and receiving money worldwide. Reviewed on: 30th May 2025

Last time they customer service was not really helpf...

4
Last time they customer service was not really helpful and wasn't understanding what I meant Reviewed on: 30th May 2025