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PayPal: PayPal Credit reviews

4.91
Based on 50,043 reviews, last reviewed 2nd Jun 2025
1773900% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It helped when I needed it. It helped when I needed it. they offered me to have higher credit but it wasn’t necessary for me to. Interest free for 4 months but I do go over that ... Read more Reviewed on: 2nd June 2025
bw's avatar
bw

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50043)

Review of the PayPal, PayPal Credit:

Payment Reminders

5
I have always had good experiences with PayPal credit. My only issue is that I have missed the odd monthly payment before I set up the direct debit (problems setting up direct debit for a few months). I don’t think there was much communication in regards to reminders of upcoming payments. The customer service team to be after the payment has been missed but have always been extremely helpful Reviewed on: 26th May 2025

cei mai buni!

5
Am reușit să -mi împlinesc rapid un vis procurandu-mi ceia ce îmi doream sunteți cei mai buni!mulțumesc din suflet! Reviewed on: 2nd June 2025

Overall a smooth transaction with clear and simple c...

5
Overall a smooth transaction with clear and simple contract. Not had one issue when using PayPal Credit. Very safe and excellent company. Reviewed on: 2nd June 2025

Very helpful when needed a push on my finances

4
Very helpful when needed a push on my finances Reviewed on: 2nd June 2025

Positive Experience

5
Easy to use. If have any issues customer service sort things out straight away without any hassle. Only had a positive experience using PayPal Credit. Reviewed on: 2nd June 2025

I am extremely pleased with the services provided, a...

5
I am extremely pleased with the services provided, and I want to highlight how wonderful their customer service and support are. Their commitment to assisting customers truly sets them apart, and I couldn’t be happier with my experience! Reviewed on: 2nd June 2025

Quick Easy

5
Quick Easy i use it for specific providers Reviewed on: 2nd June 2025

Credit buildup

5
PayPal Credit has helped me build my credit from scratch. Reviewed on: 2nd June 2025

Easy to sort things with customer service

5
Easy to sort things with customer service Reviewed on: 2nd June 2025

Quick and simple I recommend PayPal

5
Quick and simple to use I like the pay later options even better no fuss Reviewed on: 2nd June 2025

The staffs are welcoming and professional.

5
The staffs are welcoming and professional. Always quick to make resolution. Reviewed on: 2nd June 2025