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PayPal: PayPal Credit reviews

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4.91
Based on 50,379 reviews, last reviewed 5th Jun 2025
1804100% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

An excellent service, I have nothing but praise for... An excellent service, I have nothing but praise for the staff. Reviewed on: 5th June 2025
Michael R's avatar
Michael R

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W
Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50379)

Review of the PayPal, PayPal Credit:

Helpful but comes with responsibility

5
I’ve used PayPal Credit for a while now and currently have around £6,000 in debt with them. It’s been a useful tool for managing larger purchases, especially with the 0% offers. But it’s easy to let the balance grow, so you need to stay disciplined. Writing this review as part of a vote where I could win £1,000 – which would definitely help clear some of that debt! Reviewed on: 28th May 2025
Kelvin M's avatar
Kelvin M

Pay pal makes payments easier especially the 4 month...

5
Pay pal makes payments easier especially the 4 month 0 percent interest Reviewed on: 5th June 2025
Maria Mary's avatar
Maria Mary

Simple to use, pay in 3 and 0% in 4 months without h...

5
Simple to use, pay in 3 and 0% in 4 months without having to apply are life savers Reviewed on: 5th June 2025
Michael c's avatar
Michael c

Easy to do transactions, I feel safe paying using Pa...

4
Easy to do transactions, I feel safe paying using PayPal especially when it's new businesses or people Reviewed on: 5th June 2025
Joshua B's avatar
Joshua B

Easy to use

5
Easy to use, reminders are sent, useful interest free offers Reviewed on: 5th June 2025
Evans's avatar
Evans

Personally the whole process from application to pur...

5
Personally the whole process from application to purchase of goods/ is really straightforward and is not overbearing.I’ve applied several times and each time has been seamless. Reviewed on: 5th June 2025
Harry H's avatar
Harry H

I always pay with PayPal

5
I always pay with PayPal and they have great offers on. I find it the safest way to pay. Reviewed on: 5th June 2025
gary P's avatar
gary P

PayPal exceeds I believe due to PayPal credit.

5
PayPal exceeds I believe due to PayPal credit as all purchases are 0% for 4 months, unlike a credit card where you have to be on the lookout for deals. PayPal credit also never used to affect credit score which now I believe it does unfortunately which will be the downside for some but I always pay on time so for me it’s no issue. Also when you see a website accepts PayPal you automatically trust the site. Reviewed on: 5th June 2025
Joe 's avatar
Joe

Very easy to follow balance and make payments, wheth...

5
Very easy to follow balance and make payments, whether doe or not. Very flexible. Reviewed on: 5th June 2025
Jonathan H's avatar
Jonathan H

Good service but difficult to navigate when there is...

5
Good service but difficult to navigate when there is an issue, use PayPal for pretty muich everything! Reviewed on: 5th June 2025
Em's avatar
Em

Easy to use

5
Easy to use and nice simple quick method. No issues, good overall Reviewed on: 5th June 2025
TB E's avatar
TB E

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