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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,345 reviews, last reviewed 4th Jun 2025
1801000% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal as it makes my life much easier with on... I use PayPal as it makes my life much easier with online shopping Reviewed on: 4th June 2025
Andy C's avatar
Andy C

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W
Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50345)

Review of the PayPal, PayPal Credit:

Easy to use and perfect for flexible payments

5
I’ve used PayPal Credit for long time now and it’s been really helpful, especially when I needed to split big payments into instalments. The application was quick, and it got approved instantly. I also like how it links easily with my PayPal account and offers interest-free options if you pay within 4 months. Customer service was helpful when I had a question. Just make sure you stay on top of your repayments, or the interest adds up quickly. Overall, a useful tool for managing finances if you use it wisely. Reviewed on: 29th May 2025
Julliet R's avatar
Julliet R

PayPal credit is great for spreading the cost and al...

4
PayPal credit is great for spreading the cost and also for buying things you may need to return Reviewed on: 4th June 2025
LWhite's avatar
LWhite

It's good, allows us to be smart with money and rest...

5
It's good, allows us to be smart with money and rest assured. Reviewed on: 4th June 2025
Hero Universe's avatar
Hero Universe

Love it, paypal credit is great, hard choice between...

5
Love it, paypal credit is great, hard choice between paypal and klarna, but i think paypal takes it as it allows for more balance, although i would like the option to switch cards during a pay in 3 similar to klarna Reviewed on: 4th June 2025
Tim's avatar
Tim

Great customer service

5
Great customer service, very polite and professional and very informative. Very easy to use. Would definitely recommend to a friend or family member. The interest rate is fairly competitive. I also appreciate the security for purchasing through PayPal. Reviewed on: 4th June 2025
Sutherland's avatar
Sutherland

Nice experience

5
Very good service. The app also functions smoothly. Reviewed on: 4th June 2025
John's avatar
John

Nice experience

5
Very good service. The app also functions smoothly. Reviewed on: 4th June 2025
John's avatar
John

Fantastic

5
I have used pay pal for years and over the last year have used pay pal credit very simple easy to use, no hassle way to purchase items and the added benefit of pay pal backing. Reviewed on: 4th June 2025
Martina S's avatar
Martina S

Pay in three is excellent.

5
Pay in three is excellent.Allowed me to make purchases i would otherwise not be able to make . Reviewed on: 4th June 2025
Nigel 's avatar
Nigel

Easy to use, and extremely helpful for big payments.

5
Easy to use, and extremely helpful for big payments. Reviewed on: 4th June 2025
Will L's avatar
Will L

The pay in three instalments is great for spreading...

5
The pay in three instalments is great for spreading the coat of large purchases Reviewed on: 4th June 2025
David P's avatar
David P

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