Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,268 reviews, last reviewed 3rd Jun 2025
1793600% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I regularly use Pay in 3, which is helpful to budget. I regularly use Pay in 3, which is helpful to budget. Reviewed on: 3rd June 2025
Bobby's avatar
Bobby

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50268)

Review of the PayPal, PayPal Credit:

Easy set up, 0% if put back on time

5
Easy set up, 0% if put back on time Reviewed on: 30th May 2025

It's So Easy

5
Super easy to arrange and manage, so much so that I didn't need to contact anyone with questions - exactly what an automated service should be. Would definitely use again. Reviewed on: 3rd June 2025

Great finance options and safety in purchasing

5
Great finance options and safety in purchasing Reviewed on: 3rd June 2025

I've always had a good experience with using Paypal...

5
I've always had a good experience with using Paypal credit for big purchases. I've not had to contact customer services because I've never had any issues. Reviewed on: 3rd June 2025

Excellent! Company you can trust!

5
Excellent! Company you can trust. Always ready to assist customers. Reviewed on: 3rd June 2025

Excellent service, and so convenient to use

5
Excellent service, and so convenient to use Reviewed on: 3rd June 2025

Excellent service and product

5
Excellent service and product adds a greater level of protection when selling goods Reviewed on: 3rd June 2025

Positive so far, helpful and no stress

5
Positive so far, helpful and no stress Reviewed on: 3rd June 2025

The credit was decreased and I don’t know why.

5
The credit was decreased and I don’t know why. It has bad impact my credit score , because now I took more than 75% of the credit. Reviewed on: 3rd June 2025

Great customer service, great safe paltform for paym...

5
Great customer service, great safe paltform for payments - pay in 3 very useful. Reviewed on: 3rd June 2025

Always had what I needed and also sorted problem whe...

5
Always had what I needed and also sorted problem when I had one. Reviewed on: 3rd June 2025