Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50290 reviews)

View other PayPal products

4.91

Based on 50,290 reviews, last reviewed 3rd Jun 2025

1795700% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is great, has a good interest rate Paypal credit is great, has a good interest rate Reviewed on: 3rd June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50290)

Review of the PayPal, PayPal Credit:

Easy to use and convenient to spread the cost of pur...

Easy to use and convenient to spread the cost of purchasing Reviewed on: 30th May 2025

Loving it

Never regretted getting the PayPal credit Reviewed on: 3rd June 2025

PayPal credit - Easy to set-up and manage

PayPal credit is easy to set-up and manage. I liked the features and the ability to access credit without any complex forms to fill out. Reviewed on: 3rd June 2025

Intuitive, easy to navigate

Intuitive, easy to navigate and use and accepted by many merchants. There's also many different tools connected to PayPal such as Xoom which is also great for sending money abroad. Reviewed on: 3rd June 2025

it is my go to instrument on the internet, I m using...

it is my go to instrument on the internet, I m using Paypal for 90 percent of my transactions, using their bnp later feature or even the credit , It saved me many times , I m so happy using it on a daily basis Reviewed on: 3rd June 2025

Non delivery of goods

Had an issue with non delivery of goods ordered and paid for using PayPal x 3. PayPal sorted the issue within 2 weeks and credited me in full, so thank you! Reviewed on: 3rd June 2025

A very useful, well run, and courteous service.

Clear billing, prompt courteous and helpful telephone staff, easy to use the service when purchasing online (as a verified customer) ... what's not to like therefore? Many opportunities to avoid interest charges altogether, but if needs must, they are reasonable. Very happy with the availability and the service! Reviewed on: 3rd June 2025

I use PayPal for most purchases, never let me down b...

I use PayPal for most purchases, never let me down before, and trust it to use for online buying. Reviewed on: 3rd June 2025

Excellent service

I use PayPal credit and it is so convenient for me as I can spread the cost as I only have a small budget each month so spreading the cost is a must for me. Reviewed on: 3rd June 2025

Always had a good experience with PayPal, very consu...

Always had a good experience with PayPal, very consumer friendly Reviewed on: 3rd June 2025

So easy to pay with.

So easy to pay with. Feels trustworthy and reliable for using to make sales via selling platforms. Love using it to pay for Netflix and it coming out each month and being about to track it Reviewed on: 3rd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.48 from 24 reviews
Credit Card
from American Express 4.45 from 121 reviews
Credit Card
from Yonder 4.94 from 463 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub