Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50307 reviews)

View other PayPal products

4.91

Based on 50,307 reviews, last reviewed 4th Jun 2025

1797300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is the only way for me! PayPal credit is an excellent way of spreading the cost of those items that you want or would like but cannot really afford to do so in one swoop. It’... Read more Reviewed on: 4th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50307)

Review of the PayPal, PayPal Credit:

Pay pal is just different.

Pay pal is just different. It is a bank of the future Reviewed on: 30th May 2025

Had a few scam messages .

Had a few scam messages saying they were going to take funds from my account, customer services were excellent assured me it was a scam put my mind at rest 5 stars Reviewed on: 3rd June 2025

One of the best customer service

The customer service is second to none so helpful when ever I have had to call them also the introduced pay in 3 installments is so helpful too Reviewed on: 3rd June 2025

Thumbs up!

When I've needed help, I have been assisted. Reviewed on: 3rd June 2025

Excellent platform

Really good customer service. The service is very effective and efficient. Reviewed on: 3rd June 2025

Easy and reliable.

Easy and reliable. Customer service excellent and protect Reviewed on: 3rd June 2025

Very helpful, quick & easy to understand

Very helpful, quick & easy to understand Reviewed on: 3rd June 2025

Convenient

Very good and easy to use, would definitely recommend Reviewed on: 3rd June 2025

Paypal credit is great, has a good interest rate

Paypal credit is great, has a good interest rate Reviewed on: 3rd June 2025

Easy to access and to keep on top of what I owe.

Easy to access and to keep on top of what I owe. Haven't yet paid interest. Reviewed on: 3rd June 2025

Good work Paypal

Not much to say. I got credit and used some of it. Reviewed on: 3rd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.22 from 4 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews
Balance Transfer Credit Card
from Halifax 4.53 from 56 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub