Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50445 reviews)

View other PayPal products

4.91

Based on 50,445 reviews, last reviewed 7th Jun 2025

1810300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is just great. Paypal is just great. It helps me buy items and pay in installments without getting into debt. Thank you. Reviewed on: 7th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50445)

Review of the PayPal, PayPal Credit:

5 star service

Very happy with the secure, 5 star service I receive from Paypal Reviewed on: 31st May 2025

Convenient and Transparent Financing with PayPal Credit

PayPal Credit provided a smooth and convenient financing option, making my purchases easier to manage. Tracking transactions was simple and clear, which gave me confidence and control over my spending. Reviewed on: 7th June 2025

I use PayPal for basically everything.

I use PayPal for basically everything. It's a brand I know I can trust and rely on . It's simple and easy to use . As someone who has never took out or owned a credit card I find PayPal and easier and safer option to use. With no hidden charges and everything is simple. Reviewed on: 7th June 2025

Easy to use.

Easy to use. Generous credit options. Not the most competitive foreign exchange rate. Secure. Reviewed on: 7th June 2025

Holiday credit is great!

I love travelling, so booking a new holiday is always the perfect activity. Usig PayPal Pay in 3 is the best! This feature is my favourite of all PayPal tools, because I always use it when planning my trips and journeys. I love PayPal and its benefits. Reviewed on: 7th June 2025

Always feel secure with PayPal .

Always feel secure with PayPal . Never had any problems and any queries I’ve had have always been sorted Reviewed on: 7th June 2025

Simple and reliable service

Simple and reliable. Helpful and quick Reviewed on: 7th June 2025

PayPal credit comes in clutch

Amazing, Paypal credit has helped me through tough times in desperate needs of funds. Reviewed on: 7th June 2025

Been good but when they took money by accident we ha...

Been good but when they took money by accident we had no correspondence Reviewed on: 7th June 2025

Does what it says

Always helpful and reliable never disappoints Reviewed on: 7th June 2025

efficient

It helped me to save money a and was efficient to pay with Reviewed on: 6th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.82 from 18 reviews
Freedom Rewards Credit Card
from Barclaycard 3.89 from 60 reviews
Flexicard
from Halifax 4.57 from 5 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub