Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,354 reviews, last reviewed 5th Jun 2025
1801800% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal makes it easy. Paypal have been brilliant in terms of making it easy for me to pay for things and use credit to pay for larger purchases. The app is perfect and make... Read more Reviewed on: 5th June 2025
Greg D's avatar
Greg D

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50354)

Review of the PayPal, PayPal Credit:

Why I Trust PayPal for Every Online Transaction

5
I've been using PayPal for several years now, and I can confidently say it's one of the safest and most reliable platforms for online transactions. Whether I'm shopping from well-known online stores or smaller, lesser-known websites, I always prefer to use PayPal. One of the biggest reasons I trust PayPal is the security it provides. I don’t have to share my card or bank details directly with merchants, which gives me peace of mind—especially when making purchases from new or unfamiliar websites. PayPal acts as a secure middleman, and that extra layer of protection is invaluable. Reviewed on: 31st May 2025

PayPal Credit and Repayment

5
I enjoy the PayPal Credit and repayment amount, really helps my budget. Reviewed on: 4th June 2025

Easy to use.

5
Easy to use. Secure and worry free Reviewed on: 4th June 2025

Very happy with service provided

5
Very happy with service provided Reviewed on: 4th June 2025

The process of using PayPal is quick and easy.

5
The process of using PayPal Credit is easy , quick and convenient, if I want something costing more than I can afford in one payment, it is extremely helpful to know, I can still purchase that item. Reviewed on: 4th June 2025

Paypal credit is Great!

5
Paypal credit is an easy way to purchase expensive items and repay your purchase amount interest free for a set time. you can also pay it off early without any penalty! Reviewed on: 4th June 2025

Not had many reasons to call PayPal but when I did i...

5
Not had many reasons to call PayPal but when I did it went ok Reviewed on: 4th June 2025

Great service when needed , PayPal credit is always...

5
Great service when needed , PayPal credit is always useful and the 0% interest very competitive Reviewed on: 4th June 2025

Helpful, and very useful if you dont want to spend e...

5
Helpful, and very useful if you dont want to spend everything all at once Reviewed on: 4th June 2025

Great app.

5
Great and very easy app. Good choice of paying opinions Reviewed on: 4th June 2025

PayPal credit is great for spreading the cost and al...

4
PayPal credit is great for spreading the cost and also for buying things you may need to return Reviewed on: 4th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products