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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50470 reviews)

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4.91

Based on 50,470 reviews, last reviewed 7th Jun 2025

1812600% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good service of PayPal credit and pay in 3. Good service of PayPal credit and pay in 3. Reviewed on: 7th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50470)

Review of the PayPal, PayPal Credit:

The app is user friendly.

The app is user friendly. Payments and money transfer/exchange is completed quickly and efficiently with good rates and charges. Good security. Reviewed on: 2nd June 2025

Easy, Secure and Quick.

A very easy and quick service to use and a variety of options available - paypal credit, pay in 3, etc. It gives me peace of mind knowing I'm using a secure payment method online and the buyers protection is an added bonus. Reviewed on: 7th June 2025

I like using PayPal credit

With PayPal credit I can make higher purchases which benefit well for me and my family. Im able to pay the monthly requirement for PayPal credit each month with no worries and if I need support with PayPal credit, PayPal team are very helpful and supportive. Reviewed on: 7th June 2025

Spread the cost at Zero %

It's a great way to spread the cost of higher priced items. At 0% interest too! Reviewed on: 7th June 2025

Always there to help anyway needed never had issues

Always there to help anyway needed never had issues Reviewed on: 7th June 2025

Great credit provider, have used a number of times.

Great credit provider, have used a number of times. Reviewed on: 7th June 2025

Excellent

Excellent facility for large purchases 4 months interest free Reviewed on: 7th June 2025

Easy to use and reliable!

Easy to use and reliable! Never had issues using it. Reviewed on: 7th June 2025

Paypal gets my Five Star Top Review

Paypal gets my Five Star Top Review, to find similar others, very far and few - No AI nor Grammarly needed, in writing out this ode - just sincere honesty. is all that has flowed - Paypal is the best and many will agree, sign up now & get protected with their steadfast policy - been with them for a lifetime & hopefully many more, Paypal is reliable, tending every personal need, whilst still remaining efficent & unbeatably pliable.....From L Agnew Reviewed on: 7th June 2025

Love PayPal best customer services

Love PayPal best customer services Reviewed on: 7th June 2025

I’ve been using PayPal UK for years now, and it just...

I’ve been using PayPal UK for years now, and it just makes online shopping so much easier. I love knowing my payment is secure and that I’ve got some protection if anything goes wrong. One of the best things lately has been the four-month interest-free offer through PayPal Credit. It’s a fantastic option for bigger purchases — super helpful when I want to spread the cost without racking up fees. And their “Pay in 3” feature is great too, especially during months when money’s a bit tighter. I also use PayPal to send money to family and friends — it’s instant, easy, and free. And when I need to transfer money abroad, it’s way simpler than going through my bank, and the fees are reasonable. The app is really user-friendly, with quick notifications after every payment, and I’ve noticed more shops are accepting PayPal now, even in-store with QR codes. All in all, it’s become one of those things I use without even thinking — reliable, secure, and incredibly convenient. Reviewed on: 7th June 2025

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