Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50690 reviews)

View other PayPal products

4.91

Based on 50,690 reviews, last reviewed 16th Jun 2025

1831900% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Loyal Paypal customer I have used Paypal for years now and been using its many services such as paypal credit. Never had any issues with using the app and customer services... Read more Reviewed on: 16th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50690)

Review of the PayPal, PayPal Credit:

Honestly, I have never had a problems since I have b...

Honestly, I have never had a problems since I have been using PayPal. PayPal helped me a lot than credit cards and their rate is affordable. More importantly they quickly answered to complaints such as unexpected and unknown transactions. Reviewed on: 3rd June 2025

Excellent service easy to understand statements and...

Excellent service easy to understand statements and make payments or direct debit Reviewed on: 15th June 2025

PayPal is a safe way to purchase items

I always use PayPal because is a safe way to purchase items on the internet Reviewed on: 15th June 2025

Very easy to use and a good way to extend payment pe...

Very easy to use and a good way to extend payment periods. Reviewed on: 15th June 2025

simple and straightforward

PayPal provides a simple and straightforward solution to my short term financial requirements. It also ensures I feel secure when purchasing goods and services online Reviewed on: 15th June 2025

Brilliant

PayPal credit has helped me on numerous occasions to get something l need or that break away and the 4 month interest free is so helpful. Reviewed on: 15th June 2025

Great customer service

If I’ve had to get on touch with PayPal my query has been dealt with very quickly Reviewed on: 15th June 2025

Paypal Credit does the job.

Paypal Credit does the job. It's useful to be able to access the offers that they give you, as long as you otherwise keep in mind to remain financially prudent of course. If you are easily lured by offers of cheap credit then this is probably not recommended. Reviewed on: 15th June 2025

Great work Paypal

Use for normal payments and for credit sometimes always reliable and helpful Reviewed on: 14th June 2025

I am happy helpful i use credit for by from Ebay.

I am happy helpful i use credit for by from Ebay. Good to give you money back guarantee. I trust PayPal. THAKS . Reviewed on: 14th June 2025

I have been using PayPal credit for some years The a...

I have been using PayPal credit for some years The app is brilliant and hassle free and the range of options for payments are excellent Reviewed on: 14th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews
Credit Card
from Debenhams 2.29 from 13 reviews
Credit Card
from American Express 4.46 from 122 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub