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PayPal: PayPal Credit reviews

4.91
Based on 50,693 reviews, last reviewed 16th Jun 2025
1832100% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great, quick and easy to pay and feels secure Great, quick and easy to pay and feels secure Reviewed on: 16th June 2025
Judith K's avatar
Judith K

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50693)

Review of the PayPal, PayPal Credit:

Great rates

5
Pay pal credit has good and affordable interest rates. I am a happy customer. Reviewed on: 13th June 2022

Easy to use and love the 0% interest on purchases up...

5
Easy to use and love the 0% interest on purchases up to 4 months. Helped me out a lot Reviewed on: 15th June 2025

It allows you to make purchases with a little more t...

5
It allows you to make purchases with a little more time to pay interest free. Reviewed on: 15th June 2025

I love paypal

5
PayPal makes online payments fast, safe, and incredibly easy. I love being able to shop, send money, and manage my transactions all in one place. The buyer protection gives me peace of mind, and the app is super user-friendly. I wouldn’t shop online without it Reviewed on: 15th June 2025

Excellent service easy to understand statements and...

5
Excellent service easy to understand statements and make payments or direct debit Reviewed on: 15th June 2025

PayPal is a safe way to purchase items

5
I always use PayPal because is a safe way to purchase items on the internet Reviewed on: 15th June 2025

Very easy to use and a good way to extend payment pe...

5
Very easy to use and a good way to extend payment periods. Reviewed on: 15th June 2025

simple and straightforward

5
PayPal provides a simple and straightforward solution to my short term financial requirements. It also ensures I feel secure when purchasing goods and services online Reviewed on: 15th June 2025

Brilliant

5
PayPal credit has helped me on numerous occasions to get something l need or that break away and the 4 month interest free is so helpful. Reviewed on: 15th June 2025

Great customer service

5
If I’ve had to get on touch with PayPal my query has been dealt with very quickly Reviewed on: 15th June 2025

Paypal Credit does the job.

5
Paypal Credit does the job. It's useful to be able to access the offers that they give you, as long as you otherwise keep in mind to remain financially prudent of course. If you are easily lured by offers of cheap credit then this is probably not recommended. Reviewed on: 15th June 2025

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