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PayPal: PayPal Credit reviews

4.91
Based on 50,513 reviews, last reviewed 8th Jun 2025
1816300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good with dispute but can be hard to navigate good with dispute but can be hard to navigate Reviewed on: 8th June 2025
Tina H's avatar
Tina H

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50513)

Review of the PayPal, PayPal Credit:

The best thing that ever happened

5
It’s very easy to use and everybody is accepting Reviewed on: 8th July 2022

Easy and convenient to use.

3
Easy and convenient to use. Safe and secure to use online. Never had any issues. Reviewed on: 8th June 2025

Pay pal is such a versatile Payment system it’s easy...

5
Pay pal is such a versatile Payment system it’s easy to use and the options for paying back the credit is great Reviewed on: 8th June 2025

Very useful easy & convenient for online shopping.

4
Very useful easy & convenient for online shopping. Very secure for payment. Reviewed on: 8th June 2025

PayPal great, PayPal Credit not transparent.

4
As a service overall, it’s very good, and Pay in 3 is a lifesaver. However although PayPal Credit is useful to have I was shocked to see it seems to have registered on my credit report as a search every time I used it. Reviewed on: 8th June 2025

Trusted by millions - Safe for everyone

5
quick and easy to pay or receive money, trusted and safe Reviewed on: 8th June 2025

Safe m to make payment to pay pal good to improve

5
Safe my money easy to use and easy to make payment to paypal credit and can improve my credit limit Reviewed on: 8th June 2025

I think PayPal credit are excellent lenders, fair wi...

5
I think PayPal credit are excellent lenders, fair with their limits and very easy to use Reviewed on: 8th June 2025

A trustworthy Company who provide a variety of produ...

5
A trustworthy Company who provide a variety of products for individual needs. Safe and secure way to purchase. Excellent customer support. Reviewed on: 8th June 2025

Reliable, effective online payment.

5
Reliable, effective online payment. Reviewed on: 8th June 2025

At the moment has been ok, the only thing is the inc...

3
At the moment has been ok, the only thing is the increases in interest Reviewed on: 8th June 2025

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