Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50616 reviews)

View other PayPal products

4.91

Based on 50,616 reviews, last reviewed 12th Jun 2025

1825300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Earning on line I sell my films and music on line and PayPal is a big help. Reviewed on: 12th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50616)

Review of the PayPal, PayPal Credit:

PayPal the best ever

It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022

Good service

Helpful way of paying for items. in a easy way Reviewed on: 11th June 2025

Very handy pay in 3 and good service

Very handy pay in 3 and good service Reviewed on: 11th June 2025

I've always had pleasant customer experiences with P...

I've always had pleasant customer experiences with PayPal, one time I reported a transaction I didn't recognize on my account and it was immediately sorted and I received a refund promptly Reviewed on: 11th June 2025

Paypal credit

Paypal has always been easy to use, everything is simple and the offers and options they offer are brilliant. Pay in 3? Pay in 4 months 0% interest? Pay in monthly installments ranging between 6-36 month? Paypal got you covered for it all. Reviewed on: 11th June 2025

It’s been seem less and effortless using PayPal, eve...

It’s been seem less and effortless using PayPal, everything is on the go the moment you process your transaction, no delays at all. Reviewed on: 11th June 2025

Very handy and useful integrated within many sites a...

Very handy and useful integrated within many sites and platforms Reviewed on: 11th June 2025

Very easy and convenient to use, especially the pay...

Very easy and convenient to use, especially the pay in 3 option which has been very handy for myself. Reviewed on: 11th June 2025

Very good service that has lots of use cases with ma...

Very good service that has lots of use cases with many businesses and vendors accepting it. Good for a rainy day situation! Reviewed on: 11th June 2025

Low interest

I've been using PayPal credit for awhile now. It's flexible and the low interest. I can easily manage my direct debit Reviewed on: 11th June 2025

All good in general, I’m strongly recommending PayPa...

All good in general, I’m strongly recommending PayPal for everyone Reviewed on: 11th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 5.00 from 3 reviews
Freedom Rewards Credit Card
from Barclaycard 3.88 from 60 reviews
American Express Credit Card
from American Express 3.49 from 94 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub