Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50552 reviews)

View other PayPal products

4.91

Based on 50,552 reviews, last reviewed 9th Jun 2025

1819800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

wary good i rec mind to all my friend wary good i rec mind to all my friend Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50552)

Review of the PayPal, PayPal Credit:

PayPal the best ever

It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022

Excellent service and easy to navigate app

Excellent service and easy to navigate app Reviewed on: 9th June 2025

Pretty handy

It's handy having the option to use credit when using PayPal, as it's the method I use most often when paying online. Reviewed on: 9th June 2025

PayPal is convenient & easy to access to make payments.

PayPal is convenient & easy to access to make payments. Also good at providing different interest free payment options. Their App is great to find your statements etc... Reviewed on: 9th June 2025

Always great never any hassles.

Always great never any hassles. Very handy to have the option of paypal Reviewed on: 9th June 2025

Easy to use interface.

Easy to use interface. Good options for interest free credit. Reviewed on: 9th June 2025

PayPal give good offer and interest free time period...

PayPal give good offer and interest free time period is well. Reviewed on: 9th June 2025

Worth a try!

Okay just took along time for money to be deducted from my bank once I made the payment to clear statement Reviewed on: 9th June 2025

Easy to use, spread the cost over an easy payment sc...

Easy to use, spread the cost over an easy payment schedule Reviewed on: 9th June 2025

PayPal offer a good interest rate and easy to use app.

PayPal offer a good interest rate and easy to use app. Their customer service is really good and they quickly respond to queries. I like the fact they advise you in advance when payments are due as it helps with budgeting. Reviewed on: 9th June 2025

I was good experience.

I was good experience. Good,fast and corect services. Reviewed on: 9th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Advance Credit Card
from Lloyds Bank 3.95 from 58 reviews
Initial Credit Card
from Barclaycard 3.96 from 118 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub