Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50629 reviews)

View other PayPal products

4.91

Based on 50,629 reviews, last reviewed 12th Jun 2025

1826500% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast, simple and easy to use . Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50629)

Review of the PayPal, PayPal Credit:

PayPal the best ever

It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022

Strangely close people accounts any reason

Strangely close people accounts without any reason Reviewed on: 12th June 2025

I've always used PayPal ever since I started using e...

I've always used PayPal ever since I started using eBay many years ago. I always use it to transfer money to friends for a fast easy transaction. Reviewed on: 12th June 2025

Very helpful with spreading the cost

Very helpful with spreading the cost Reviewed on: 12th June 2025

Earning on line

I sell my films and music on line and PayPal is a big help. Reviewed on: 12th June 2025

I have had a couple of issues when it’s come to my a...

I have had a couple of issues when it’s come to my account and taking money for my credit direct debt. After one phone call I was reassured that everything was okay and there was no need to worry. Everything was handled swiftly and was sorted in 48 hours with no damages to my credit rating. Reviewed on: 11th June 2025

Nothing bad to say, PayPal have even credited me whe...

Nothing bad to say, PayPal have even credited me when a company has caused me to lose money before! Reviewed on: 11th June 2025

Very good and easy to use , would reccommend for oth...

Very good and easy to use , would reccommend for others as it not hard to navigate espcially as i struggle to understand how to use apps sometimes due to my dsleyia Reviewed on: 11th June 2025

I love PayPal so much I use more than my...

I love PayPal so much I use more than my bank Reviewed on: 11th June 2025

4 months to pay for airtickets

Its unbelievable paypal giving interest free credit for the lowest airline tickets purchase Reviewed on: 11th June 2025

Excellent service and very helpfull

Excellent service and very helpfull Reviewed on: 11th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.25 from 41 reviews
Flex Credit Card
from Monzo 4.96 from 2500 reviews
Credit Card
from M&S Bank - Marks and Spencer 2.56 from 179 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub