Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,376 reviews, last reviewed 5th Jun 2025
1803800% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal for the win Have a credit card with PayPal for a couple of years now and it’s great, never had issues with it. Any small problems that I needed to solve have been... Read more Reviewed on: 5th June 2025
Gabby's avatar
Gabby

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50376)

Review of the PayPal, PayPal Credit:

Great

4
PayPal has and still apart of my everyday life as it is more Secure and great customer service that always happy to help Reviewed on: 8th July 2022

Easy to use

5
Easy to use, reminders are sent, useful interest free offers Reviewed on: 5th June 2025

Personally the whole process from application to pur...

5
Personally the whole process from application to purchase of goods/ is really straightforward and is not overbearing.I’ve applied several times and each time has been seamless. Reviewed on: 5th June 2025

I always pay with PayPal

5
I always pay with PayPal and they have great offers on. I find it the safest way to pay. Reviewed on: 5th June 2025

PayPal exceeds I believe due to PayPal credit.

5
PayPal exceeds I believe due to PayPal credit as all purchases are 0% for 4 months, unlike a credit card where you have to be on the lookout for deals. PayPal credit also never used to affect credit score which now I believe it does unfortunately which will be the downside for some but I always pay on time so for me it’s no issue. Also when you see a website accepts PayPal you automatically trust the site. Reviewed on: 5th June 2025

Very easy to follow balance and make payments, wheth...

5
Very easy to follow balance and make payments, whether doe or not. Very flexible. Reviewed on: 5th June 2025

Good service but difficult to navigate when there is...

5
Good service but difficult to navigate when there is an issue, use PayPal for pretty muich everything! Reviewed on: 5th June 2025

Easy to use

5
Easy to use and nice simple quick method. No issues, good overall Reviewed on: 5th June 2025

Happy Banking

5
Polite, professional & well informed service., Reviewed on: 5th June 2025

Purchases safe

5
I use paypal for my on line purchases as l know my payment is safe. Reviewed on: 5th June 2025

Honestly PayPal credit is fantastic with all the ben...

5
Honestly PayPal credit is fantastic with all the benefits you get with kalana but with a higher credit limit and more flexibility on payments, I have bought so much with PayPal credit it’s my go to service five stars Reviewed on: 5th June 2025