Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,471 reviews, last reviewed 7th Jun 2025
1812700% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit is an excellent service, the terms and... Paypal credit is an excellent service, the terms and conditions are very fair and the customer service is always excellent.It's very fair with the cre... Read more Reviewed on: 7th June 2025
Rachel M's avatar
Rachel M

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50471)

Review of the PayPal, PayPal Credit:

Excellent service

5
Fast, reliable and secure money transfer. Very accessible. Helpful when it times of financial needs. Will recommend to others. Reviewed on: 8th July 2022

No complaints

5
No complaints, PayPal is always easy for use and allows me to manage everything I need through the App without any chatbots Reviewed on: 7th June 2025

Easy, Secure and Quick.

5
A very easy and quick service to use and a variety of options available - paypal credit, pay in 3, etc. It gives me peace of mind knowing I'm using a secure payment method online and the buyers protection is an added bonus. Reviewed on: 7th June 2025

I like using PayPal credit

5
With PayPal credit I can make higher purchases which benefit well for me and my family. Im able to pay the monthly requirement for PayPal credit each month with no worries and if I need support with PayPal credit, PayPal team are very helpful and supportive. Reviewed on: 7th June 2025

Spread the cost at Zero %

5
It's a great way to spread the cost of higher priced items. At 0% interest too! Reviewed on: 7th June 2025

Always there to help anyway needed never had issues

5
Always there to help anyway needed never had issues Reviewed on: 7th June 2025

Great credit provider, have used a number of times.

5
Great credit provider, have used a number of times. Reviewed on: 7th June 2025

Excellent

5
Excellent facility for large purchases 4 months interest free Reviewed on: 7th June 2025

Easy to use and reliable!

5
Easy to use and reliable! Never had issues using it. Reviewed on: 7th June 2025

Paypal gets my Five Star Top Review

5
Paypal gets my Five Star Top Review, to find similar others, very far and few - No AI nor Grammarly needed, in writing out this ode - just sincere honesty. is all that has flowed - Paypal is the best and many will agree, sign up now & get protected with their steadfast policy - been with them for a lifetime & hopefully many more, Paypal is reliable, tending every personal need, whilst still remaining efficent & unbeatably pliable.....From L Agnew Reviewed on: 7th June 2025

Love PayPal best customer services

5
Love PayPal best customer services Reviewed on: 7th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products