Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,388 reviews, last reviewed 6th Jun 2025
1804900% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and fast. Great and fast. Lovely features and easy to understand Reviewed on: 6th June 2025
Amarachi O's avatar
Amarachi O

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50388)

Review of the PayPal, PayPal Credit:

Quick, easy to use and compatible

5
PayPal is a quick and easy alternative to filling in card details. It is almost always an option when checking out online, and the PayPal credit service allows me to spread the costs of my online purchases. I use it just as much, if not more, than my bank card! Reviewed on: 8th July 2022

PayPal is pro-customer!

5
PayPal is pro-customer! They take dispute seriously! Shop with peace of mind! Reviewed on: 5th June 2025

Satisfied

5
Good way to save some money when you struggle financially Reviewed on: 5th June 2025

Paypal for the win

5
Have a credit card with PayPal for a couple of years now and it’s great, never had issues with it. Any small problems that I needed to solve have been solved quickly and efficiently by the online chat Reviewed on: 5th June 2025

Very convenient to use for online shopping.

4
Very convenient to use for online shopping. Reviewed on: 5th June 2025

Excellent service, always support when I need help.

5
Excellent service, always support when I need help. 5***** stars Reviewed on: 5th June 2025

I use Paypal credit service all the time.

5
I use Paypal credit service all the time. Especially the pay in three Reviewed on: 5th June 2025

fast payment, PayPal credit, pay in 3

5
fast payment, PayPal credit, pay in 3 Reviewed on: 5th June 2025

Very trust worthy company .

5
Very trust worthy company . Will always use this company Reviewed on: 5th June 2025

I like it, its easy and safe.

5
I like it, its easy and safe. I can keep saved few cards so I can choose which I want to pay. I like the pay in 3 also which is very helpful. Reviewed on: 5th June 2025

Pay pal makes payments easier especially the 4 month...

5
Pay pal makes payments easier especially the 4 month 0 percent interest Reviewed on: 5th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products