Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50278 reviews)

View other PayPal products

4.91

Based on 50,278 reviews, last reviewed 3rd Jun 2025

1794500% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Intuitive, easy to navigate Intuitive, easy to navigate and use and accepted by many merchants. There's also many different tools connected to PayPal such as Xoom which is also g... Read more Reviewed on: 3rd June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50278)

Review of the PayPal, PayPal Credit:

Pay pal credit is easy to use

Easy to use credit card and it gives great option to spread the cost over 4 month. Reviewed on: 9th July 2022

I regularly use Pay in 3, which is helpful to budget.

I regularly use Pay in 3, which is helpful to budget. Reviewed on: 3rd June 2025

The most reliable service I've ever used

I've used PayPal for many years abs love it. The most reliable service I've ever used Reviewed on: 3rd June 2025

Ease of navigate through the website

Ease of navigate through the website Reviewed on: 3rd June 2025

I travel a dropshipper and I use many bank's but rea...

I travel a dropshipper and I use many bank's but really honestly PayPal is the most best bank I used in my life I love it Reviewed on: 3rd June 2025

Positive and easy to use which is helpful wine you a...

Positive and easy to use which is helpful wine you are busy at work and need to order something quickly Reviewed on: 3rd June 2025

Amazing App & Benefits

PayPal credit allows me to pay for purchases over £99, over a period of 4 months with 0% interest. They send reminders when a payment needs to be made/is due. You can view all your payment details clearly on the app. If you have consistently made your monthly payments, you receive the option to increase your credit limit which is also a great benefit. Reviewed on: 3rd June 2025

I use PayPal to make purchases on line and in store,...

I use PayPal to make purchases on line and in store, gives me more ways to pay interest free for four months or pay.in three. Reviewed on: 3rd June 2025

I got cones out £100 PayPal did nothing to help

I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

sometimes ok sometimes not

sometimes ok sometimes not, exchange rate lower than other money transfer apps, but i do like the pay in 3 option. customer seevice can be hot or miss Reviewed on: 3rd June 2025

Good app

Good app and easy to use. Great for quick transactions Reviewed on: 3rd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from The Co-operative Bank 2.74 from 35 reviews
Clubcard Credit Card
from Tesco Bank 4.03 from 311 reviews
Cashback Plus Credit Card
from RBS 4.12 from 8 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub