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PayPal: PayPal Credit reviews

4.91
Based on 50,612 reviews, last reviewed 11th Jun 2025
1824900% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love PayPal so much I use more than my... I love PayPal so much I use more than my bank Reviewed on: 11th June 2025
Kai's avatar
Kai

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50612)

Review of the PayPal, PayPal Credit:

Paypal

5
Excellent company queries dealt with there and then, 100% confident when i pay with PAYPAL i am in safe hands would recommend to Everyone at last a company that has a buyers back!!!! Reviewed on: 4th August 2022

It’s been seem less and effortless using PayPal, eve...

5
It’s been seem less and effortless using PayPal, everything is on the go the moment you process your transaction, no delays at all. Reviewed on: 11th June 2025

Very handy and useful integrated within many sites a...

3
Very handy and useful integrated within many sites and platforms Reviewed on: 11th June 2025

Very easy and convenient to use, especially the pay...

5
Very easy and convenient to use, especially the pay in 3 option which has been very handy for myself. Reviewed on: 11th June 2025

Very good service that has lots of use cases with ma...

5
Very good service that has lots of use cases with many businesses and vendors accepting it. Good for a rainy day situation! Reviewed on: 11th June 2025

Low interest

5
I've been using PayPal credit for awhile now. It's flexible and the low interest. I can easily manage my direct debit Reviewed on: 11th June 2025

All good in general, I’m strongly recommending PayPa...

5
All good in general, I’m strongly recommending PayPal for everyone Reviewed on: 11th June 2025

Convenient and Easy to Use, but Watch the Interest

5
I’ve used PayPal Credit for book flight tickets purchases over the past year. The application process was quick and approval was instant. I particularly like the 0% interest on purchases over a certain amount if paid within the promotional period — it’s a helpful budgeting tool. The integration with my PayPal account is seamless, and I receive clear monthly statements. However, the interest rates after the promotional period are quite high, so it’s essential to pay off the balance in time. Overall, a convenient option if managed carefully Reviewed on: 11th June 2025

Nice easy to use service

5
Really easy to use and the pay in 3 feature is an excellent addition Reviewed on: 11th June 2025

I use PayPal credit all the time, the 0% four month...

5
I use PayPal credit all the time, the 0% four month offer on purchases is really useful. Reviewed on: 11th June 2025

Easy free way to spread cost

5
4 months interest free credit on PayPal credit is a really good value way to help spread costs, especially on smaller purchases. Been using it for a few years now and had a really good experience with it. Reviewed on: 11th June 2025

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