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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50612 reviews)

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4.91

Based on 50,612 reviews, last reviewed 11th Jun 2025

1824900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love PayPal so much I use more than my... I love PayPal so much I use more than my bank Reviewed on: 11th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50612)

Review of the PayPal, PayPal Credit:

Paypal

Excellent company queries dealt with there and then, 100% confident when i pay with PAYPAL i am in safe hands would recommend to Everyone at last a company that has a buyers back!!!! Reviewed on: 4th August 2022

It’s been seem less and effortless using PayPal, eve...

It’s been seem less and effortless using PayPal, everything is on the go the moment you process your transaction, no delays at all. Reviewed on: 11th June 2025

Very handy and useful integrated within many sites a...

Very handy and useful integrated within many sites and platforms Reviewed on: 11th June 2025

Very easy and convenient to use, especially the pay...

Very easy and convenient to use, especially the pay in 3 option which has been very handy for myself. Reviewed on: 11th June 2025

Very good service that has lots of use cases with ma...

Very good service that has lots of use cases with many businesses and vendors accepting it. Good for a rainy day situation! Reviewed on: 11th June 2025

Low interest

I've been using PayPal credit for awhile now. It's flexible and the low interest. I can easily manage my direct debit Reviewed on: 11th June 2025

All good in general, I’m strongly recommending PayPa...

All good in general, I’m strongly recommending PayPal for everyone Reviewed on: 11th June 2025

Convenient and Easy to Use, but Watch the Interest

I’ve used PayPal Credit for book flight tickets purchases over the past year. The application process was quick and approval was instant. I particularly like the 0% interest on purchases over a certain amount if paid within the promotional period — it’s a helpful budgeting tool. The integration with my PayPal account is seamless, and I receive clear monthly statements. However, the interest rates after the promotional period are quite high, so it’s essential to pay off the balance in time. Overall, a convenient option if managed carefully Reviewed on: 11th June 2025

Nice easy to use service

Really easy to use and the pay in 3 feature is an excellent addition Reviewed on: 11th June 2025

I use PayPal credit all the time, the 0% four month...

I use PayPal credit all the time, the 0% four month offer on purchases is really useful. Reviewed on: 11th June 2025

Easy free way to spread cost

4 months interest free credit on PayPal credit is a really good value way to help spread costs, especially on smaller purchases. Been using it for a few years now and had a really good experience with it. Reviewed on: 11th June 2025

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