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PayPal: PayPal Credit reviews

4.91
Based on 50,486 reviews, last reviewed 8th Jun 2025
1814000% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Only use PayPal for online transactions! PayPal is my go to when paying for anything online, I always feel safe and secure knowing that PayPal has my back and will take care of me if it neede... Read more Reviewed on: 8th June 2025
Haydn S's avatar
Haydn S

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50486)

Review of the PayPal, PayPal Credit:

My experience.

5
I’ve been using my PayPal for the past year and have had a positive experience overall. The rewards program is excellent, offering convenience paying... Customer service has been prompt and helpful whenever I’ve had questions. The only downside is the interest rate, but paying off the balance monthly helps mitigate that Reviewed on: 2nd June 2024

It is excellent, wouldn’t use any other service.

5
It is excellent, wouldn’t use any other service. Very easy to use and it’s flexible. Paypal credit is used by several people in my family and friends as well. Reviewed on: 7th June 2025

PAY PAL ALWAYS A FANTASTIC EXPERIENCE

5
PAY PAL ALWAYS A FANTASTIC EXPERIENCE Reviewed on: 7th June 2025

Easy and straightforward

4
Easy and straightforward, contacted regularly to remind of payment Reviewed on: 7th June 2025

Fantastic service

4
Is a fantastic way to send money to friends. but their terms can be a little strict (no airsoft/bb guns). I partially like using PayPal credit as if you pay it back within 4 months you don't have to pay interest. There is also a pay in 3 option. The main reason I use PayPal though is for the added security. Reviewed on: 7th June 2025

Everybody needs a PayPal account and PayPal credit.

5
Everybody needs a PayPal account and PayPal credit. Super convenient. Reviewed on: 7th June 2025

No complaints

5
No complaints, PayPal is always easy for use and allows me to manage everything I need through the App without any chatbots Reviewed on: 7th June 2025

Easy, Secure and Quick.

5
A very easy and quick service to use and a variety of options available - paypal credit, pay in 3, etc. It gives me peace of mind knowing I'm using a secure payment method online and the buyers protection is an added bonus. Reviewed on: 7th June 2025

I like using PayPal credit

5
With PayPal credit I can make higher purchases which benefit well for me and my family. Im able to pay the monthly requirement for PayPal credit each month with no worries and if I need support with PayPal credit, PayPal team are very helpful and supportive. Reviewed on: 7th June 2025

Spread the cost at Zero %

5
It's a great way to spread the cost of higher priced items. At 0% interest too! Reviewed on: 7th June 2025

Always there to help anyway needed never had issues

5
Always there to help anyway needed never had issues Reviewed on: 7th June 2025

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