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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

88% decrease in 5 star reviews

in the past 90 days

78% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Buy with PayPal credit is very easy, you get a remin...

Buy with PayPal credit is very easy, you get a reminder every month, but they don’t bother you with hundreds of emails, but they are there when you need information Reviewed on: 5th June 2024

used paypal for years - not had to use customer serv...

used paypal for years - not had to use customer services but happy with service provided and good to know purchases are protected. Reviewed on: 8th July 2025

handy at times when budgeting comes in

Really great for paying in 3 or 4 months instalments in order to manage the finance. A bit longer timeframe like 6 months would be more beneficial .When did have an issue ,was easy to speak to an adviser explaining the discrepancies on the total amount. Reviewed on: 7th July 2025

Perfect service, and easy to use

Perfect service, and easy to use Reviewed on: 6th July 2025

PayPal gives me a bit more piece of mind

PayPal gives me a bit more piece of mind, so I feel a little safer buying from places I can't be 100% certain of - like new sellers/businesses that don't yet have many reviews. Also PayPal credit and Pay in 3 is so so handy to have when things are a bit tight any given month, and it doesn't cost anything to use! Reviewed on: 6th July 2025

Simple easy and reliable love pay pal

Simple easy and reliable love pay pal Reviewed on: 6th July 2025

Very easy to manage, friendly app, very trustworthy

Very easy to manage, friendly app, very trustworthy Reviewed on: 6th July 2025

PayPal Credit Brilliant and trustworthy

PayPal Credit, as well as PayPal have always been brilliant, every time I use them it is so easy, they keep you informed about any payments that are due, offers They are so trustworthy, and I would recommend them 100% Reviewed on: 6th July 2025

Excellentpay pal Excellent

Excellent app to use. Very easy and simple to use Reviewed on: 5th July 2025

Paying with PayPal comes with great protection and i...

Paying with PayPal comes with great protection and if I pay within 4 months on purchases over £100 there is no interest. Hence it's safe and a economical way for me to buy items Reviewed on: 5th July 2025

Easy to use and efficient credit service

Easy to use and efficient credit service Reviewed on: 4th July 2025

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