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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

PayPal credit gives you interest free credit for fou...

PayPal credit gives you interest free credit for four months on purchases over £100 which helps spread the costs without adding interest costs to your purchases. It is also excepted in many businesses for payment and is very easy and secure to use. Reviewed on: 26th May 2025

Excellent

Makes life a lot easier, wen stuck for payments and works great paying back Reviewed on: 9th July 2025

Never had any problems with PayPal have have a excel...

Never had any problems with PayPal have have a excellent customer experience when I needed it Reviewed on: 8th July 2025

used paypal for years - not had to use customer serv...

used paypal for years - not had to use customer services but happy with service provided and good to know purchases are protected. Reviewed on: 8th July 2025

handy at times when budgeting comes in

Really great for paying in 3 or 4 months instalments in order to manage the finance. A bit longer timeframe like 6 months would be more beneficial .When did have an issue ,was easy to speak to an adviser explaining the discrepancies on the total amount. Reviewed on: 7th July 2025

Perfect service, and easy to use

Perfect service, and easy to use Reviewed on: 6th July 2025

PayPal gives me a bit more piece of mind

PayPal gives me a bit more piece of mind, so I feel a little safer buying from places I can't be 100% certain of - like new sellers/businesses that don't yet have many reviews. Also PayPal credit and Pay in 3 is so so handy to have when things are a bit tight any given month, and it doesn't cost anything to use! Reviewed on: 6th July 2025

Simple easy and reliable love pay pal

Simple easy and reliable love pay pal Reviewed on: 6th July 2025

Very easy to manage, friendly app, very trustworthy

Very easy to manage, friendly app, very trustworthy Reviewed on: 6th July 2025

PayPal Credit Brilliant and trustworthy

PayPal Credit, as well as PayPal have always been brilliant, every time I use them it is so easy, they keep you informed about any payments that are due, offers They are so trustworthy, and I would recommend them 100% Reviewed on: 6th July 2025

Excellentpay pal Excellent

Excellent app to use. Very easy and simple to use Reviewed on: 5th July 2025

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