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PayPal: PayPal Credit reviews

4.91
Based on 50,508 reviews, last reviewed 8th Jun 2025
1815800% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, no hassle service, always available when needed! Easy, no hassle service, always available when needed! Money, crypton in one place. Reviewed on: 8th June 2025
JJ's avatar
JJ

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50508)

Review of the PayPal, PayPal Credit:

Payment Reminders

5
I have always had good experiences with PayPal credit. My only issue is that I have missed the odd monthly payment before I set up the direct debit (problems setting up direct debit for a few months). I don’t think there was much communication in regards to reminders of upcoming payments. The customer service team to be after the payment has been missed but have always been extremely helpful Reviewed on: 26th May 2025

Easy transactions, safe and secure, first rate.

5
Easy transactions, safe and secure, first rate. Reviewed on: 8th June 2025

Safe and secure

5
Paypal assisted me with easy credit facility when I wanted to buy my flight tickets. They are also good in facilitating my online payments . Reviewed on: 8th June 2025

Only use PayPal for online transactions!

5
PayPal is my go to when paying for anything online, I always feel safe and secure knowing that PayPal has my back and will take care of me if it needed their support! Reviewed on: 8th June 2025

I have benefited by PayPal interest free plans and f...

5
I have benefited by PayPal interest free plans and found them quite useful to spread costs of things. Reviewed on: 7th June 2025

Positive, app very clear and easy to manage, easy ac...

5
Positive, app very clear and easy to manage, easy access there when you need it Reviewed on: 7th June 2025

PayPal, a reliable backup.

5
My case was thrown out by Ali Express and Evri, but PayPal came to my aid. The ran through my account, and realised that I have been a good customer over the years. Right there, they refunded my money, and Reviewed on: 7th June 2025

Help with budgeting.

5
I use it to help with budgeting sometimes. Being able to spread thd cost is helpful Reviewed on: 7th June 2025

I would highly recommend PayPal

5
I have used PayPal for a number of years and have never had any issues with the service Reviewed on: 7th June 2025

PayPal combines consumer confidence, flexible paymen...

4
PayPal combines consumer confidence, flexible payment tools, global reach, and merchant-centric services — making it a dominant force in retail finance and a common choice for such an award. Reviewed on: 7th June 2025

Convenient and efficient payment system

5
Paypal is available to use in lots of places. I can keep an eye on what I am spending and it is very easy to use. Reviewed on: 7th June 2025

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