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PayPal: PayPal Credit reviews

4.91
Based on 50,508 reviews, last reviewed 8th Jun 2025
1815800% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, no hassle service, always available when needed! Easy, no hassle service, always available when needed! Money, crypton in one place. Reviewed on: 8th June 2025
JJ's avatar
JJ

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50508)

Review of the PayPal, PayPal Credit:

Great Experience with PayPal Credit.

5
My Great Experience with PayPal Credit I recently had a fantastic experience using PayPal Credit for a larger online purchase, and I wanted to share my positive feedback. I was looking to buy a new piece of electronics, and while I had some savings, I didn't want to deplete them entirely. That's where PayPal Credit came in. The application process was incredibly fast and straightforward, taking only a few minutes to get approved. What impressed me most was the 0% interest promotional period they offered. This allowed me to spread the cost of my purchase over several months without incurring any extra charges, which was a huge relief. Managing my payments has also been a breeze. The PayPal platform clearly shows my payment due dates and outstanding balance, and I receive timely reminders. It's truly given me more flexibility in my budget, allowing me to get what I needed without financial strain. I'm genuinely happy with how easy and beneficial PayPal Credit has been for me. Reviewed on: 29th May 2025

Easy transactions, safe and secure, first rate.

5
Easy transactions, safe and secure, first rate. Reviewed on: 8th June 2025

Safe and secure

5
Paypal assisted me with easy credit facility when I wanted to buy my flight tickets. They are also good in facilitating my online payments . Reviewed on: 8th June 2025

Only use PayPal for online transactions!

5
PayPal is my go to when paying for anything online, I always feel safe and secure knowing that PayPal has my back and will take care of me if it needed their support! Reviewed on: 8th June 2025

I have benefited by PayPal interest free plans and f...

5
I have benefited by PayPal interest free plans and found them quite useful to spread costs of things. Reviewed on: 7th June 2025

Positive, app very clear and easy to manage, easy ac...

5
Positive, app very clear and easy to manage, easy access there when you need it Reviewed on: 7th June 2025

PayPal, a reliable backup.

5
My case was thrown out by Ali Express and Evri, but PayPal came to my aid. The ran through my account, and realised that I have been a good customer over the years. Right there, they refunded my money, and Reviewed on: 7th June 2025

Help with budgeting.

5
I use it to help with budgeting sometimes. Being able to spread thd cost is helpful Reviewed on: 7th June 2025

I would highly recommend PayPal

5
I have used PayPal for a number of years and have never had any issues with the service Reviewed on: 7th June 2025

PayPal combines consumer confidence, flexible paymen...

4
PayPal combines consumer confidence, flexible payment tools, global reach, and merchant-centric services — making it a dominant force in retail finance and a common choice for such an award. Reviewed on: 7th June 2025

Convenient and efficient payment system

5
Paypal is available to use in lots of places. I can keep an eye on what I am spending and it is very easy to use. Reviewed on: 7th June 2025

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