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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50383 reviews)

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4.91

Based on 50,383 reviews, last reviewed 5th Jun 2025

1804500% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am happy about the paypal credit and online paymen... I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50383)

Review of the PayPal, PayPal Credit:

Great payment plans with 0% interest options

PayPal has helped me to pay for large purchases, with great 0% deals if paid back within 4 months, and easy straightforward payment plans. Reviewed on: 29th May 2025

PayPal exceeds I believe due to PayPal credit.

PayPal exceeds I believe due to PayPal credit as all purchases are 0% for 4 months, unlike a credit card where you have to be on the lookout for deals. PayPal credit also never used to affect credit score which now I believe it does unfortunately which will be the downside for some but I always pay on time so for me it’s no issue. Also when you see a website accepts PayPal you automatically trust the site. Reviewed on: 5th June 2025

Very easy to follow balance and make payments, wheth...

Very easy to follow balance and make payments, whether doe or not. Very flexible. Reviewed on: 5th June 2025

Good service but difficult to navigate when there is...

Good service but difficult to navigate when there is an issue, use PayPal for pretty muich everything! Reviewed on: 5th June 2025

Easy to use

Easy to use and nice simple quick method. No issues, good overall Reviewed on: 5th June 2025

Happy Banking

Polite, professional & well informed service., Reviewed on: 5th June 2025

Purchases safe

I use paypal for my on line purchases as l know my payment is safe. Reviewed on: 5th June 2025

Honestly PayPal credit is fantastic with all the ben...

Honestly PayPal credit is fantastic with all the benefits you get with kalana but with a higher credit limit and more flexibility on payments, I have bought so much with PayPal credit it’s my go to service five stars Reviewed on: 5th June 2025

I have never had a problem

I have never had a problem with payments or goods bought with paypal Reviewed on: 5th June 2025

Banging! Customer service go above and beyond.

Customer service go above and beyond. Paypal is excellent! Reviewed on: 5th June 2025

Paypal makes it easy.

Paypal have been brilliant in terms of making it easy for me to pay for things and use credit to pay for larger purchases. The app is perfect and makes it easy for me to manage my money and payment. Reviewed on: 5th June 2025

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