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PayPal: PayPal Credit reviews

4.91
Based on 50,690 reviews, last reviewed 16th Jun 2025
1831900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loyal Paypal customer I have used Paypal for years now and been using its many services such as paypal credit. Never had any issues with using the app and customer services... Read more Reviewed on: 16th June 2025
Craig L's avatar
Craig L

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50690)

Review of the PayPal, PayPal Credit:

Dealt with customer care once and they were great.

5
Dealt with customer care once and they were great. I love PayPal credit Reviewed on: 1st June 2025

Very easy to use, many years no issues

5
Very easy to use, had a account for many years no issues. Reviewed on: 14th June 2025

using it frequently, easy and fast to use

5
using it frequently, easy and fast to use Reviewed on: 14th June 2025

The service is simply exceptional.

5
The service is simply exceptional. They are prompt to assist with queries and complaints Reviewed on: 14th June 2025

Always had great customer service and overall experi...

5
Always had great customer service and overall experience outstanding Reviewed on: 14th June 2025

Should have a card too, enabling to purchase in shops.

5
Should have a card too, enabling to purchase in shops. Reviewed on: 14th June 2025

I have very bad experience

4
Paypal credit is not good idea I have very bad experience I got mobile from PayPal credit first month it takes the money from my bank automatically but next month they said it will charge you if I not pay the credit and it was more than I have to pay that was very bad. I consider it just a scam to make more money. Reviewed on: 14th June 2025

Prolem free transactions.

5
Prolem free transactions. Easy to manage. Reviewed on: 14th June 2025

Convenient & consistent.

5
Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025

I received a refund to PayPal credit and now I have...

4
I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025

Customer Satisfaction

5
PayPal has been one of the most reliable credit providers I’ve used. I’ve been a loyal customer since 2015, and my experience has consistently exceeded expectations. Their services are dependable, user-friendly, and truly add value. I highly recommend PayPal to anyone looking for a trustworthy financial partner. Reviewed on: 13th June 2025

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