Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,707 reviews, last reviewed 16th Jun 2025
1833200% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very good initiative. A very good initiative. Very needed in my everyday spending Reviewed on: 16th June 2025
Kayy 's avatar
Kayy

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal PayPal Credit reviews (50707)

Review of the PayPal, PayPal Credit:

Easy to use, flexible payment options.

5
Easy to use, flexible payment options. Great customer support. Reviewed on: 1st June 2025

Reliable back up

5
I have been with PayPal for a few years, never had an issue. Great service. Reviewed on: 15th June 2025

I use PayPal credit for everything.

5
I use PayPal credit for everything. It is the most convenient way of paying and plenty of options to pay money back Reviewed on: 15th June 2025

The only way I pay for anything online!

5
The only way I pay for anything online! I’ve had such a good experience with them helping me get refunds, so easy and reliable. I also use the “pay later” option frequently. It’s nice being able to spread the cost with no interest over 4 months. I would recommend to anyone! Reviewed on: 15th June 2025

It really helpful on the current ecocomy situation

5
It really helpful on the current ecocomy situation Reviewed on: 15th June 2025

Easy to use and love the 0% interest on purchases up...

5
Easy to use and love the 0% interest on purchases up to 4 months. Helped me out a lot Reviewed on: 15th June 2025

It allows you to make purchases with a little more t...

5
It allows you to make purchases with a little more time to pay interest free. Reviewed on: 15th June 2025

I love paypal

5
PayPal makes online payments fast, safe, and incredibly easy. I love being able to shop, send money, and manage my transactions all in one place. The buyer protection gives me peace of mind, and the app is super user-friendly. I wouldn’t shop online without it Reviewed on: 15th June 2025

Excellent service easy to understand statements and...

5
Excellent service easy to understand statements and make payments or direct debit Reviewed on: 15th June 2025

PayPal is a safe way to purchase items

5
I always use PayPal because is a safe way to purchase items on the internet Reviewed on: 15th June 2025

Very easy to use and a good way to extend payment pe...

5
Very easy to use and a good way to extend payment periods. Reviewed on: 15th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 20043 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3597 reviews
    PayPal
    View all products