Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50685 reviews)

View other PayPal products

4.91

Based on 50,685 reviews, last reviewed 15th Jun 2025

1831400% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The only way I pay for anything online! The only way I pay for anything online! I’ve had such a good experience with them helping me get refunds, so easy and reliable. I also use the “pay la... Read more Reviewed on: 15th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50685)

Review of the PayPal, PayPal Credit:

Easy to use, flexible payment options.

Easy to use, flexible payment options. Great customer support. Reviewed on: 1st June 2025

I have very bad experience

Paypal credit is not good idea I have very bad experience I got mobile from PayPal credit first month it takes the money from my bank automatically but next month they said it will charge you if I not pay the credit and it was more than I have to pay that was very bad. I consider it just a scam to make more money. Reviewed on: 14th June 2025

Prolem free transactions.

Prolem free transactions. Easy to manage. Reviewed on: 14th June 2025

Convenient & consistent.

Been using Paypal since Ebay first linked up with them. Always been convenient and consistent with me. Will continue to use in the future. Reviewed on: 14th June 2025

I received a refund to PayPal credit and now I have...

I received a refund to PayPal credit and now I have positive credit and I can’t move that money to normal account so I need to spend that money even if I don’t want to. Reviewed on: 13th June 2025

Customer Satisfaction

PayPal has been one of the most reliable credit providers I’ve used. I’ve been a loyal customer since 2015, and my experience has consistently exceeded expectations. Their services are dependable, user-friendly, and truly add value. I highly recommend PayPal to anyone looking for a trustworthy financial partner. Reviewed on: 13th June 2025

Simple and easy

Easy process and uncomplicated. I haven't had any problems so far and I've been using for a year Reviewed on: 13th June 2025

PayPal my go to choice for payments

I feel more secure using PayPal when making purchases and having credit options too. On the rare occasion I’ve needed assistance they have been easy to contact and resolve my issue. Reviewed on: 13th June 2025

Online Payments Simplicity

I find PayPal incredibly useful for online payments and their pay in 3 and credit options are really good value in my opinion. Reviewed on: 13th June 2025

Purchase protection with added credit functions

I have used PayPal for years now for general purchasing - PayPal gives you added peace of mind that if something goes wrong, they will help you to put it right. More recently, I've been using PayPal Credit and Pay-in-3 to spread the cost of bigger purchases with zero interest. Very handy! Reviewed on: 13th June 2025

Great for big purchases and can budget payments better

Great for big purchases and can budget payments better Reviewed on: 13th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Aqua Credit Card
from NewDay 4.88 from 2844 reviews
Credit builder card
from thimbl. 4.90 from 18 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub