Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50533 reviews)

View other PayPal products

4.91

Based on 50,533 reviews, last reviewed 9th Jun 2025

1818000% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I was good experience. I was good experience. Good,fast and corect services. Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50533)

Review of the PayPal, PayPal Credit:

Brilliant

It's been a great help. It has helped me to manage my finances and make affordable repayments. Reviewed on: 8th July 2022

good with dispute but can be hard to navigate

good with dispute but can be hard to navigate Reviewed on: 8th June 2025

Easy, Quick and Instant.

Very easy to apply, it was pretty instant too. Will Definitely use again. Reviewed on: 8th June 2025

Paypal is simple and effective.

Paypal is simple and effective. Intuitive software both on desktop and mobile with seamless integration to payment platforms. Security always seems up to scratch which instills confidence Reviewed on: 8th June 2025

Have used PayPal credit on a few occasions now when...

Have used PayPal credit on a few occasions now when needed - easy to apply for, very simple process for repayments, good notification system to remind you when things are due to be paid. There is always a reminder in advance to allow for time to organise the repayment. Reviewed on: 8th June 2025

PP No:1 For Safeguarding Your Account

I’ve had to raise a few disputes with PP all with excellent results but there is one that stands out when I was scammed of a substantial amount of money, PP true to their word were very compassionate and resolved my problem, I was so grateful as this was such an upsetting experience, and never thought I’d see my monies again, I’d always recommend PP the safest way to send money and you are safeguarded. Reviewed on: 8th June 2025

Easy, no hassle service, always available when needed!

Easy, no hassle service, always available when needed! Money, crypton in one place. Reviewed on: 8th June 2025

Excellent throughout and easy to make and receive pa...

Excellent throughout and easy to make and receive payments. Reviewed on: 8th June 2025

Very useful and powerful credit tool

Great flexibility with a choice of either pay monthly options or similar to a normal credit card (many of which are 0% which is fantastic). I also like how it is a checkout option at many websites and the process is seamless. Only thing I wish you could do, is manually update your income so your limit can be updated accurately; there isn’t an option to do it, and I couldn’t update it through customer services either. I had a low income when I first signed up to PayPal, and this continues to affect my PayPal credit limit. Reviewed on: 8th June 2025

Always very helpful.

Always very helpful. Great staff. Never any bother when asking for help. Reviewed on: 8th June 2025

Flexible, reliable.

Flexible, reliable. Easy options at checkout. Also, easy to talk to a human when (admittedly, rarely) there was a need. Reviewed on: 8th June 2025

Alternative products

Everyday Credit Card
from Santander 3.88 from 19 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
All in One Credit Card
from Halifax 3.96 from 72 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub