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PayPal: PayPal Credit reviews

4.91
Based on 50,604 reviews, last reviewed 11th Jun 2025
1824100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit Paypal has always been easy to use, everything is simple and the offers and options they offer are brilliant. Pay in 3? Pay in 4 months 0% interest? P... Read more Reviewed on: 11th June 2025
Tommy Nicoll's avatar
Tommy Nicoll

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50604)

Review of the PayPal, PayPal Credit:

Paypal Credit - Would I recommend?

4
Paypal Credit is EXTREMELY convenient. They gave me a very generous credit limit and the express checkout option offered by almost every retailer has made buying things online absolutely quick and easy. The one major downside I have with the system however is the transaction/activity page on the Paypal website. It is extremely confusing to understand the balance owed etc. I think this could do with a much-needed overhaul. Overall I would recommend but only to those who can keep track of their spending wisely since PayPal doesn't offer much help! Reviewed on: 12th August 2022

I love it

5
I love pay pal feel secure to pay this way Reviewed on: 11th June 2025

Positive overall.

4
Positive overall, small issue with adding a card and all the customer service staff would do is refer me back to my bank when I already knew my details were correct. I’d already checked them myself and with bank staff. Reviewed on: 11th June 2025

Fast payments and excellent customer service

5
Fast payments and excellent customer service that sort out problems fast. Reviewed on: 11th June 2025

I can't find any issues they are very helpful

4
I can't find any issues they are very helpful Reviewed on: 11th June 2025

Experience so far is very good, shopping with PayPal...

5
Experience so far is very good, shopping with PayPal online gives me a sense of security. Reviewed on: 11th June 2025

Easy to use anywhere .

5
Easy to use anywhere . Would be nice to have a physical version Reviewed on: 11th June 2025

Balances hard to understand and track

3
The record of returns and purchases is very difficult to follow when using PayPal credit. Although the application to use the credit was swift and a big help with larger purchases Reviewed on: 11th June 2025

A safer way to pay.

5
I always use PayPal for my online purchases ias they are safe and secure, They offer 3 ways to pay and Ican use my account to receive refunds and make payments to people who are PayPal account holders.. What I love the most is using the credit facility to make multi[le purchases especially at Christmas. Reviewed on: 11th June 2025

PayPal Credit is a great option.

5
PayPal Credit is a great option. Reviewed on: 10th June 2025

Always quick and efficient service.

5
Always quick and efficient service. No issues ever since I started to use many years ago. I prefer this to any other payment because it is so safe. Reviewed on: 10th June 2025