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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50604 reviews)

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4.91

Based on 50,604 reviews, last reviewed 11th Jun 2025

1824100% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit Paypal has always been easy to use, everything is simple and the offers and options they offer are brilliant. Pay in 3? Pay in 4 months 0% interest? P... Read more Reviewed on: 11th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50604)

Review of the PayPal, PayPal Credit:

Paypal Credit - Would I recommend?

Paypal Credit is EXTREMELY convenient. They gave me a very generous credit limit and the express checkout option offered by almost every retailer has made buying things online absolutely quick and easy. The one major downside I have with the system however is the transaction/activity page on the Paypal website. It is extremely confusing to understand the balance owed etc. I think this could do with a much-needed overhaul. Overall I would recommend but only to those who can keep track of their spending wisely since PayPal doesn't offer much help! Reviewed on: 12th August 2022

I love it

I love pay pal feel secure to pay this way Reviewed on: 11th June 2025

Positive overall.

Positive overall, small issue with adding a card and all the customer service staff would do is refer me back to my bank when I already knew my details were correct. I’d already checked them myself and with bank staff. Reviewed on: 11th June 2025

Fast payments and excellent customer service

Fast payments and excellent customer service that sort out problems fast. Reviewed on: 11th June 2025

I can't find any issues they are very helpful

I can't find any issues they are very helpful Reviewed on: 11th June 2025

Experience so far is very good, shopping with PayPal...

Experience so far is very good, shopping with PayPal online gives me a sense of security. Reviewed on: 11th June 2025

Easy to use anywhere .

Easy to use anywhere . Would be nice to have a physical version Reviewed on: 11th June 2025

Balances hard to understand and track

The record of returns and purchases is very difficult to follow when using PayPal credit. Although the application to use the credit was swift and a big help with larger purchases Reviewed on: 11th June 2025

A safer way to pay.

I always use PayPal for my online purchases ias they are safe and secure, They offer 3 ways to pay and Ican use my account to receive refunds and make payments to people who are PayPal account holders.. What I love the most is using the credit facility to make multi[le purchases especially at Christmas. Reviewed on: 11th June 2025

PayPal Credit is a great option.

PayPal Credit is a great option. Reviewed on: 10th June 2025

Always quick and efficient service.

Always quick and efficient service. No issues ever since I started to use many years ago. I prefer this to any other payment because it is so safe. Reviewed on: 10th June 2025

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