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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Very helpful & easily accessible

Very helpful & easily accessible Reviewed on: 27th May 2025

Great no problem easy to use, reliable, notification...

Great no problem easy to use, reliable, notifications keep up to date Reviewed on: 27th May 2025

PayPal does it for me.

PayPal is easy to use and gives many reasonable credit options Reviewed on: 27th May 2025

Its a brilliant service that I always use

Its a brilliant service that I always use Reviewed on: 27th May 2025

Geat exsperience with transaction

Great exsperience with transaction Reviewed on: 27th May 2025

PayPal credit is very easy to use and understand.

PayPal credit is very easy to use and understand. Completely hassle free, just as easy to use PayPal credit as it is PayPal or your debit card when shopping online. Statements are easy to understand, and it's easy to see what date items need to be paid by. You can't go wrong. Reviewed on: 27th May 2025

PayPal pay options.......

PayPal provides various pay options, with pay in 3 at 0% very useful. It also provides protection on purchases giving peace of mind. Reviewed on: 27th May 2025

The experience was top notch; it was prompt and exce...

The experience was top notch; it was prompt and exceptionally professional Reviewed on: 27th May 2025

PayPal Credit offers 0% interest for 4 months on pur...

PayPal Credit offers 0% interest for 4 months on purchases over £99. It’s easy to use at checkout and has no annual fee. But the standard APR is high (around 23.9%), so it’s best if you can repay in full within the promo period. Reviewed on: 27th May 2025

Excellent Review for Paypal

I would recommend paypal. As they have a great reputation are trusted, I took out paypal finance on a high value purchase. The user experience is great, its easy to login to the app or website and clearly see how much is left to pay, my repayments so far and when the item will be paid off. Initially I had to contact customer service for some advice and they resolved my query quickly and to my satisfaction. Brilliant company. Reviewed on: 27th May 2025

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