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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178108 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178111)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

More than a decade with Paypal

I have been using paypal for more than decade now. I started using it back in india to buy global parchase. The paypal was most secured and easy to do transaction. Moving to UK in 2023 and it has been best as always and even more than you can ask. I am very much happy with paypal to help with my transaction every now and then. Reviewed on: 10th July 2026

Fantastic service

PayPal have helped get me out of a tight situation more than once, whether it’s putting food on the table or buying white goods or replacing something that’s broken. I cannot fault the PayPal credit service, and the pay in three is fantastic definitely helps me out Reviewed on: 10th July 2026

Peace of mind

I know that every purchase I make is protected and PayPal will help me with any discrepancies Reviewed on: 10th July 2026

Fast and easy to use.

Fast and easy to use. Great coverage in the retail market Reviewed on: 10th July 2026

Easy and fast.

Easy and fast. Works just as if not better thrn your bank. Love paying online with paypal as its usually faster. Reviewed on: 10th July 2026

never a problem.

never a problem. always excellent servicw Reviewed on: 10th July 2026

Use it to pay for holidays and other random stuff.

Use to pay for holidays and other random stuff. Easy to use and set up Reviewed on: 10th July 2026

Super easy to use!

Super easy to use!! defo love the four months extra to pay off things after £99 spend! Plus now the extra points when you spend on things! Reviewed on: 10th July 2026

I’ve found that PayPal is excellent .

I’ve found that PayPal is excellent . I feel I can shop online safely using PayPal Reviewed on: 10th July 2026

Quick service, every transaction is smooth and hazel...

Quick service, every transaction is smooth and hazel free Reviewed on: 10th July 2026

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