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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I am more confident of using the PayPal than using m...

I am more confident of using the PayPal than using my credit card or debit card directly when buying online. When I saw paypal as an option to pay, I feel like that the retailer can be trusted. Reviewed on: 27th May 2025

The best credit provider.

The best credit provider. Never let me down Reviewed on: 27th May 2025

I have been using PayPal for over ten years and have...

I have been using PayPal for over ten years and have found it to be a very useful platform both for paying for things and transferring money Reviewed on: 27th May 2025

Easy to use and available to use on wide selection o...

Easy to use and available to use on wide selection of retailers Reviewed on: 27th May 2025

Feel secure using PayPal.

Feel secure using PayPal. Love the pay in 3 option Reviewed on: 27th May 2025

Paypal never dissapoints they always provide me with...

Paypal never dissapoints they always provide me with the option to buy and have got me some times. Reviewed on: 27th May 2025

Good company.

Good company. Great flexibility & easy access to use when it matters. Reviewed on: 27th May 2025

Very helpful customer service, good rates and very c...

Very helpful customer service, good rates and very convenient. Reviewed on: 27th May 2025

Always use PayPal.

Always use PayPal. Have always found them to be efficient secure and if you have any problems the customer service is excellent when you call them Reviewed on: 27th May 2025

Easy to use and manage.

Easy to use and manage. I have been able to trust that my transactions are secured and safe. There is a wide availability with merchants Reviewed on: 27th May 2025

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