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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy, flexible, transparent.

Easy, flexible, transparent. This is a great service for getting that extra bit of leeway when you need it. Reviewed on: 27th May 2025

Pay pal great service

Easy to use app and offer great rates especially with the £20 credit on PayPal credit. Also very secure which gives peace of mind. Reviewed on: 27th May 2025

Very good!

Very good! I am very satisfied with this service. Reviewed on: 27th May 2025

No issues completely i very happy

No issues completely i very happy Reviewed on: 27th May 2025

Ease of use

Signed up to PayPal credit to help spread the cost of a purchase. Approved almost immediately and has been a breeze throughout my experience. Reviewed on: 27th May 2025

I've found it easy and convenient

I've found it easy and convenient Reviewed on: 27th May 2025

PayPal - Proper Job

PayPal is very easy to use and consistently excellent - I've never had any issues with PayPal itself and any issues with purchases have been quickly and easily resolved. Reviewed on: 27th May 2025

Easy to keep track of my account online.

Easy to keep track of my account online. Quick and easy approval Reviewed on: 27th May 2025

So easy to use, it's always my first choice for paying

So easy to use, I pay the same people regularly so it's just a click and send. When I buy online I always chose PayPal, it's so much easier that putting in all my card details Reviewed on: 27th May 2025

Reliable

No hiccups - always user friendly and simple. Great offering of 0% over 4 months for large purchases and have also used the pay in 3. Feel more assured using PayPal than others Reviewed on: 27th May 2025

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