Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50532 reviews)

View other PayPal products

4.91

Based on 50,532 reviews, last reviewed 9th Jun 2025

1817900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal have been brilliant with addressing any issue... PayPal have been brilliant with addressing any issues/problems I've had with my account at record speed. The team have been personable and all our won... Read more Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50532)

Review of the PayPal, PayPal Credit:

Pay pal is just different.

Pay pal is just different. It is a bank of the future Reviewed on: 30th May 2025

Pay pal is such a versatile Payment system it’s easy...

Pay pal is such a versatile Payment system it’s easy to use and the options for paying back the credit is great Reviewed on: 8th June 2025

Very useful easy & convenient for online shopping.

Very useful easy & convenient for online shopping. Very secure for payment. Reviewed on: 8th June 2025

PayPal great, PayPal Credit not transparent.

As a service overall, it’s very good, and Pay in 3 is a lifesaver. However although PayPal Credit is useful to have I was shocked to see it seems to have registered on my credit report as a search every time I used it. Reviewed on: 8th June 2025

Trusted by millions - Safe for everyone

quick and easy to pay or receive money, trusted and safe Reviewed on: 8th June 2025

Safe m to make payment to pay pal good to improve

Safe my money easy to use and easy to make payment to paypal credit and can improve my credit limit Reviewed on: 8th June 2025

I think PayPal credit are excellent lenders, fair wi...

I think PayPal credit are excellent lenders, fair with their limits and very easy to use Reviewed on: 8th June 2025

A trustworthy Company who provide a variety of produ...

A trustworthy Company who provide a variety of products for individual needs. Safe and secure way to purchase. Excellent customer support. Reviewed on: 8th June 2025

Reliable, effective online payment.

Reliable, effective online payment. Reviewed on: 8th June 2025

At the moment has been ok, the only thing is the inc...

At the moment has been ok, the only thing is the increases in interest Reviewed on: 8th June 2025

PayPal credit offers great flexibility purchases...

PayPal credit offers great flexibility for purchases to be spread across 3 or 4 months Reviewed on: 8th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.88 from 19 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
All in One Credit Card
from Halifax 3.96 from 72 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub