Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50569 reviews)

View other PayPal products

4.91

Based on 50,569 reviews, last reviewed 10th Jun 2025

1821100% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very convenient Never had problems with PayPal. Very convenient and great service Reviewed on: 10th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50569)

Review of the PayPal, PayPal Credit:

Easy to use.

Very fast and efficient way to purchase anything. Also believe that the whole site and purchase cover is secure so always confident with transactions. Reviewed on: 8th July 2022

Always great never any hassles.

Always great never any hassles. Very handy to have the option of paypal Reviewed on: 9th June 2025

Easy to use interface.

Easy to use interface. Good options for interest free credit. Reviewed on: 9th June 2025

PayPal give good offer and interest free time period...

PayPal give good offer and interest free time period is well. Reviewed on: 9th June 2025

Worth a try!

Okay just took along time for money to be deducted from my bank once I made the payment to clear statement Reviewed on: 9th June 2025

Easy to use, spread the cost over an easy payment sc...

Easy to use, spread the cost over an easy payment schedule Reviewed on: 9th June 2025

PayPal offer a good interest rate and easy to use app.

PayPal offer a good interest rate and easy to use app. Their customer service is really good and they quickly respond to queries. I like the fact they advise you in advance when payments are due as it helps with budgeting. Reviewed on: 9th June 2025

I was good experience.

I was good experience. Good,fast and corect services. Reviewed on: 9th June 2025

PayPal have been brilliant with addressing any issue...

PayPal have been brilliant with addressing any issues/problems I've had with my account at record speed. The team have been personable and all our wonderful to deal with, I can't fault them. Reviewed on: 9th June 2025

Always quick and easy and I feel secure in spending/...

Always quick and easy and I feel secure in spending/sending money when using paypal Reviewed on: 9th June 2025

Absolutely amazing!

Absolutely amazing! Keep up the good work Reviewed on: 9th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways Credit Card
from American Express 4.15 from 80 reviews
Credit Card
from Yonder 4.94 from 463 reviews
Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub