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PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178837)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Summer holiday

5
Easy to set up accepted everywhere, was able to buy some flights for a summer break Reviewed on: 10th July 2026

I can rely on PayPal to help me out when I am waitin...

4
I can rely on PayPal to help me out when I am waiting for my pension to go into the bank. Reviewed on: 10th July 2026

Nothing but good things to say about PayPal.

5
Nothing but good things to say about PayPal. Reviewed on: 10th July 2026

Efficient to use and great rewards

5
Efficient to use and great rewards Reviewed on: 10th July 2026

Quite a few years ive had PayPal credit account now,...

5
Quite a few years ive had PayPal credit account now, ive had zero issues, PayPal in 3 is especially helpful helping to juggle finances Reviewed on: 10th July 2026

No problems with the service.

5
No problems with the service. Problems that have arisen are solved very quickly from PayPal Reviewed on: 10th July 2026

I got very good experience with pay pal , helping sp...

5
I got very good experience with pay pal , helping split paying when u need Reviewed on: 10th July 2026

Always Polite and Very Helpful and do Exactly what t...

5
Always Polite and Very Helpful and do Exactly what they say!! A Great Customer Service. Reviewed on: 10th July 2026

PayPal credit is easy to set up, easy to make paymen...

5
PayPal credit is easy to set up, easy to make payments via their app and offers payment in 4 with 0% interest which makes paying for things like family holidays more affordable. I’d highly recommend this service and would definitely use again. You can also choose what to pay each month which helps with cash flow. Reviewed on: 10th July 2026

PayPal finance options

5
PayPal offers great finance options for making small value purchases. I often use the pay in 3 options which is so easy to organise when buying goods on line Reviewed on: 10th July 2026

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