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PayPal: PayPal Credit reviews

4.91
Based on 58,494 reviews, last reviewed 10th Apr 2026
708300% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall, using PayPal feels safe, efficient and conven When making payments, PayPal really stands out for its speed and simplicity. Instead of entering your card details every time, you just log in and con... Read more Reviewed on: 10th April 2026
Tom's avatar
Tom

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58494)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Perfect service

5
Very friendly , and correct service Reviewed on: 7th April 2026

I use PayPal credit more then my Amex , it’s easy st...

5
I use PayPal credit more then my Amex , it’s easy straightforward and I can use it through most websites and if that do t work they have the card , especially helpful as I live abroad now and I can use it here also Reviewed on: 7th April 2026

Service is always excellent and effortless

5
Service is always excellent and effortless Reviewed on: 7th April 2026

Simple to use.

5
Simple to use. We use it every where now! 4 months interest free credit is brilliant . Reviewed on: 7th April 2026

They are very efficient and they treat they customer...

5
They are very efficient and they treat they customers well. Reviewed on: 7th April 2026

PayPal. My friend

5
Always helpful and considerate With plenty of options for myself and if I want to help others.. sending or receiving money, local shopping payments and anything else is so easy. Reviewed on: 7th April 2026

Fast and easy to use.

5
Fast and easy to use. Feels more secure paying with PayPal. Reviewed on: 7th April 2026

I think it’s the best card on the market so you can...

5
I think it’s the best card on the market so you can use so easy to top up. It’s a great card. Reviewed on: 7th April 2026

So easy to use.

5
So easy to use. Love that can have an actual card as well now Reviewed on: 7th April 2026

It’s very easy to use.

5
It’s very easy to use. The customer service is always available and they get back to you instantly, with sorting out any issues. Reviewed on: 7th April 2026

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