Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177145 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177145)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Through changing tides and digital waves,You stayed...

Through changing tides and digital waves,You stayed in the game while others found graves.A steady companion as decades rolled past,Now shielding consumers from financial blast.Your card is accepted on every main street,In all of the shops where the local paths meet.A safety net cast when the pressure is high,A reliable hand when the budgets are tight.Four months to six with no interest to pay,That flexibility brightens the darkest of days.A genuine lift when the challenges grow,You keep the wheels moving and give us control. Reviewed on: 9th July 2026

So easy to use, able to pay or send cash for quite a...

So easy to use, able to pay or send cash for quite a few situations. Would recommend to anyone who wants a easy to use credit facility. Been a member for sometime now, use it mire than my standard bank. Reviewed on: 9th July 2026

Very versatile, can be used across many goods and se...

Very versatile, can be used across many goods and services, paypal credit has been a lifeline for larger purchases. Reviewed on: 9th July 2026

I have always found PayPal straightforward and effic...

I have always found PayPal straightforward and efficient Reviewed on: 9th July 2026

Trying to get a return/refund on faulty goods, want...

Trying to get a return/refund on faulty goods, wanted me to return to China when they came from Birmingham uk at my expense , so cancelled it after many attempts to contact paypal. Then could'nt use Ebay to return as i had already started a caim through paypal, so am still waiting for a refund of £ 56+ Reviewed on: 9th July 2026

Keep up the good work and good vibes

Keep up the good work and good vibes Reviewed on: 9th July 2026

Decent been 6 years and no complains apart from cust...

Decent been 6 years and no complains apart from customer service Reviewed on: 9th July 2026

PayPal is a fantastic way to spread the cost and it...

PayPal is a fantastic way to spread the cost and it makes those things you want to buy so much easier. Thanks PayPal Reviewed on: 9th July 2026

It's easy.

It's easy. Straightforward. And I like the added level of security Reviewed on: 9th July 2026

Handy service when I need it

Handy service when I need it. The options are always clear and easy to use. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98447 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub