Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,686 reviews, last reviewed 15th Jun 2025
1831500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit for everything. I use PayPal credit for everything. It is the most convenient way of paying and plenty of options to pay money back Reviewed on: 15th June 2025
Jessica P's avatar
Jessica P

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50686)

Review of the PayPal, PayPal Credit:

Better commissions honestly

5
I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in Mexico. Had to pay like 50 euros in commissions man.. At least with PayPal the transfer is quicker and they have less commissions, thank you God Reviewed on: 8th October 2024

PayPal help me save money.

5
PayPal help me save money. Help me also to send money to my colleague and family. Reviewed on: 12th June 2025

Paypal credit

5
Easy to apply fast decision Variety of online retailers to use Reviewed on: 12th June 2025

Great visibility and flexibility

5
Offers customers a flexible and affordable series of payment options which benefit both sellers and customers. Highly valued provider coupled with excellent availability, my "go to" provider. Reviewed on: 12th June 2025

So far, so brilliant.

5
So far, so brilliant. I have been using Paypal over 5 years now and I have no qualms and issues unresolved. So far, so brilliant. Reviewed on: 12th June 2025

Great app

5
The app works very well and the payment and credit options are very good. Reviewed on: 12th June 2025

I like the benefits of been able to spread the cost...

5
I like the benefits of been able to spread the cost in to 3 with 0% interest free, this really has helped me out but I do miss the old PayPal where you could purchase an item and pay back 6 months later @ 0% interest and also you had split in to 4 which has also sadly gone. Reviewed on: 12th June 2025

Easy to use and safe

5
I have enjoyed using PayPal for easy transactions for peace of mind also using PayPal credit is great for the bank balance Reviewed on: 12th June 2025

Super easy to use!

5
Super easy to use! All works seamlessly! Reviewed on: 12th June 2025

PayPal is really useful.

5
I have used PayPal for years. It is always useful for me when I run out of funds to use the PayPal credit service. Reviewed on: 12th June 2025

Easy to use and quick response.

5
Easy to use and quick response. I will always recommend PayPal credit. Reviewed on: 12th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 20043 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3597 reviews
    PayPal
    View all products