Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50674 reviews)

View other PayPal products

4.91

Based on 50,674 reviews, last reviewed 15th Jun 2025

1830300% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal Credit does the job. Paypal Credit does the job. It's useful to be able to access the offers that they give you, as long as you otherwise keep in mind to remain financiall... Read more Reviewed on: 15th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50674)

Review of the PayPal, PayPal Credit:

Better commissions honestly

I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in Mexico. Had to pay like 50 euros in commissions man.. At least with PayPal the transfer is quicker and they have less commissions, thank you God Reviewed on: 8th October 2024

PayPal credit does exactly what it says on the tin.

PayPal credit does exactly what it says on the tin. Love the 4-month interest free option for purchases >£99. I have used that option many time. Works very well when paired with Curve. Reviewed on: 12th June 2025

PayPal Credit, for those larger purchases.

I like to have the option to utilise PayPal Credit for some of those larger purchases, 0% interest for a certain period is a plus too. Reviewed on: 12th June 2025

Easy to navigate website - simple procedure to get P...

Easy to navigate website - simple procedure to get PayPal credit set up Reviewed on: 12th June 2025

Really good experience, easy transaction, no issies...

Really good experience, easy transaction, no issies at all Reviewed on: 12th June 2025

I am particularly impressed with the funding options...

I am particularly impressed with the funding options that are offered as well as the pay back options and interest rate applicable. Reviewed on: 12th June 2025

Flexible, very easy to apply.

Flexible, very easy to apply. 4 months interest free credit helps the customers to plan and budget the repayment. Very happy with the service generally Reviewed on: 12th June 2025

Fast, simple and easy to use .

Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025

Best help

Useful Help when I need and a convenient time to payback Reviewed on: 12th June 2025

Smooth Ride with PayPal Credit

Initially I was struggling to get PayPal Credit but as soon as I qualified everything went through smoothly Reviewed on: 12th June 2025

Never had an issue with PayPal.

Never had an issue with PayPal. All my transactions have been troublé free so far Reviewed on: 12th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 2.56 from 8 reviews
Credit Card
from Wave 2.33 from 3 reviews
Nectar Credit Card
from American Express 3.81 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub