Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,629 reviews, last reviewed 12th Jun 2025
1826500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, simple and easy to use . Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025
Mihai M's avatar
Mihai M

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50629)

Review of the PayPal, PayPal Credit:

Brilliant

5
It's been a great help. It has helped me to manage my finances and make affordable repayments. Reviewed on: 8th July 2022

Absolutely brilliant recommend it to anyone quick an...

5
Absolutely brilliant recommend it to anyone quick and so easy to use Reviewed on: 11th June 2025

I love the flexibility of it all!

5
I love the flexibility of it all! Helps me afford things that I normally couldn’t. Reviewed on: 11th June 2025

Great service and easily accessible and user friendly

5
Great service and easily accessible and user friendly Reviewed on: 11th June 2025

The perfect partner

5
I couldn’t live without PayPal- it’s the perfect partner for all of my spending needs. Reviewed on: 11th June 2025

I find PayPal very easy to use and better than mobil...

5
I find PayPal very easy to use and better than mobile banking as it adds an extra level of protection from your bank account. The option for PayPal credit and pay in 3 is also useful as it allows for more flexibility and better terms that your standard credit cards. Reviewed on: 11th June 2025

Super easy to use!

5
Super easy to use! The interest free credit period is a big bonus, and it’s really easy to increase or decrease my monthly payments. Reviewed on: 11th June 2025

I love it

5
I love pay pal feel secure to pay this way Reviewed on: 11th June 2025

Positive overall.

4
Positive overall, small issue with adding a card and all the customer service staff would do is refer me back to my bank when I already knew my details were correct. I’d already checked them myself and with bank staff. Reviewed on: 11th June 2025

Fast payments and excellent customer service

5
Fast payments and excellent customer service that sort out problems fast. Reviewed on: 11th June 2025

I can't find any issues they are very helpful

4
I can't find any issues they are very helpful Reviewed on: 11th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 20043 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3597 reviews
    PayPal
    View all products