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PayPal: PayPal Credit reviews

4.90
Based on 101,667 reviews, last reviewed 8th May 2026
2345750% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has not let me down at the moment ... It has not let me down at the moment Reviewed on: 8th May 2026
rakesh d's avatar
rakesh d

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101667)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

best ever thus far customer service always happy to...

5
best ever thus far customer service always happy to resolve any issues and put customers minds at ease Reviewed on: 4th May 2026

Great service

5
Great service really convenient as long as you make your regular payments Reviewed on: 4th May 2026

ALWAYS MY PREFERRED PAYMENT METHOD

5
Love, love, love the interest free period. I trust every PayPal transaction as I know my payment is totally protected! Always transparent, no risk whatsoever. Reviewed on: 4th May 2026

Great for managing online purchases

5
I’ve used PayPal Credit for online purchases over the past few months and overall I’ve had a good experience with it. It’s very convenient to use at checkout and makes it easy to spread the cost of purchases when needed. Everything is managed clearly through my PayPal account, and I find the payment process straightforward and simple to keep track of. I also like how widely accepted it is with different retailers, which makes it a flexible option when shopping online. When I’ve had questions, customer support has been helpful, even if response times vary slightly. Overall, it’s been a useful and reliable way to manage spending online, especially for larger or unexpected purchases. Reviewed on: 4th May 2026

Prefect and better than expected

5
Prefect and better than expected Reviewed on: 4th May 2026

Very good experience

5
PayPal is the best app I ever used Reviewed on: 4th May 2026

Long time user, happy and consistent!

5
I have used paypal consistently for a very long time. I now use paypal credit for purchase more and more often. It gives me confidence and i like the ease of viewing everything in the app. Reviewed on: 4th May 2026

Good Choice

5
Easier option to choose if you need a quick credit. Reviewed on: 4th May 2026

I have always been attended to each time I needed su...

5
I have always been attended to each time I needed support Reviewed on: 4th May 2026

very convenient reliable approachable customer servi...

5
very convenient reliable approachable customer service,i been using paypal since 2016 and i never incounter if any problem, highly recommended, Reviewed on: 4th May 2026

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