Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102200 reviews)

View other PayPal products

4.90

Based on 102,200 reviews, last reviewed 8th May 2026

2370350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I got the support I needed, so I am happy with your... I got the support I needed, so I am happy with your services. Reviewed on: 8th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102200)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Customer support have always delivered

Whenever I have had an issue with foods I’ve bought using PayPal as the payment method, PayPal have always sorted the issue quickly and efficiently ensuring I am not suffering any loss. Reviewed on: 5th May 2026

PayPal is the Best!

PayPal is widely regarded as one of the safest and most secure methods for sending money internationally or conducting various financial transactions online, thanks to its advanced encryption protocols and buyer protection policies. Reviewed on: 5th May 2026

Great having paypal feels secure when buying online

Great having paypal feels secure when buying online Reviewed on: 5th May 2026

Excellent customer service, fast response fast decis...

Excellent customer service, fast response fast decision taking, solving any problems ASAP. Reviewed on: 5th May 2026

Love using PayPal quick and easy to use.

Love using PayPal quick and easy to use. Reviewed on: 5th May 2026

Never a fault with it.

Never a fault with it. Paypal credit with the interest fee for 4 months is better than most.Wish there were a couple more cashback offers similar to Lloyds Reviewed on: 5th May 2026

Highly recommended

I find PayPal Credit flexible and convenient. It’s safer than using a credit card and makes online purchasing simple. Reviewed on: 5th May 2026

I use paypal to spread the cost or for security and...

I use paypal to spread the cost or for security and peace of mind.I Also use the bankcard to get cashback rewards and to save Reviewed on: 5th May 2026

Excellent services and reliable customer service

Never had an issue that can't be resolved, brilliant service and most reliable system in operation. Reviewed on: 5th May 2026

Great range of ways to manage payments

Great range of ways to manage payments both long and short term interest free! Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.91 from 3709 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48233 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub