Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,211 reviews, last reviewed 10th May 2026
2416400% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Stress free payments, great credit options. Always stress free and easy to pay for items. Great knowing that if there are any problems with items I have purchased that the Resolution centre is ... Read more Reviewed on: 10th May 2026
Liisamariie's avatar
Liisamariie

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103211)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit is great

5
I have really enjoyed using PayPal credit, settling my balance is easy, customer service is great and it is very convenient to use with other apps and services. It is always a plus when the company you use makes life just that little bit easier, especially with the cost of living crisis. Reviewed on: 5th May 2026

PayPal credit has enabled me to be flexible in my pu...

5
PayPal credit has enabled me to be flexible in my purchases & ensured that my transaction is safe. PayPal provides great payment options which includes interest free or pay in three installments. Reviewed on: 5th May 2026

I have never had any issues with PayPal.

5
I have never had any issues with PayPal. If I have had to contact them, my query has been dealt with quickly and efficiently Reviewed on: 5th May 2026

Easy to use

5
Easy to use in an extensive range of places and its great to know that your purchase's are covered through PayPal Reviewed on: 5th May 2026

multi use platform

4
multi use platform for investing and purchases if safe and flexible Reviewed on: 5th May 2026

Paypal is excellent

5
Paypal is excellent, I have used it for years and never had an issue with it. It is safe and efficient. The customer service has always been great too. There are always more than helpful. Reviewed on: 5th May 2026

Paypal Credit - Excellent

5
Excellent service provided for the whole period of 10 years I have been a PayPal credit customer either online or by phone. I have had no problems with any transactions. Provision of security on account usage which is very important. Reviewed on: 5th May 2026

Great service.

5
Great service. Good communication and very user friendly. Reviewed on: 5th May 2026

Always use PayPal as it is very easy to use & never...

5
Always use PayPal as it is very easy to use & never had any problems Reviewed on: 5th May 2026

Always there for your needs

5
Overall a great experience, starting with the options that you have for making the payments, the customer service always there to help you and the easy way of application when buying products. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48727 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products