Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,825 reviews, last reviewed 10th May 2026
2444850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit is a good alternative to a credit card... Paypal credit is a good alternative to a credit card and it's even easier to set up making payments in advance Reviewed on: 10th May 2026
Rhys Hutchinson's avatar
Rhys Hutchinson

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103825)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safe way to Shop !

5
I use Pay pal a lot safe way to shop also pay in three excellant . Reviewed on: 5th May 2026

No issues, and have been using them for decades.

5
No issues, and have been using them for decades. Reviewed on: 5th May 2026

Always there

5
Never been let down. What more can you ask for. Reviewed on: 5th May 2026

PayPal is alive and well!

5
Easy to use and clear. Simple guidance. Reviewed on: 5th May 2026

Great service even when I’ve had issues with sellers...

5
Great service even when I’ve had issues with sellers PayPal have been amazing Reviewed on: 5th May 2026

Really worth it.

4
Really worth it. It is really good. Reviewed on: 5th May 2026

Great experience using PayPal credit, easy to use an...

5
Great experience using PayPal credit, easy to use and very convenient Reviewed on: 5th May 2026

It’s okay, i enjoy using PayPal and I have recommend...

4
It’s okay, i enjoy using PayPal and I have recommended it to friends and family Reviewed on: 5th May 2026

We used PayPal Credit to spread the cost of a new TV...

5
We used PayPal Credit to spread the cost of a new TV over Christmas. It was a very useful thing to have access to and we will use it again. Reviewed on: 5th May 2026

It’s easy to use and customer service is good, relia...

5
It’s easy to use and customer service is good, reliable & helpful Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49071 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3710 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
    View all products