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PayPal: PayPal Credit reviews

4.90
Based on 104,250 reviews, last reviewed 11th May 2026
2464550% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy Very happy .I would definitely recommend PayPal to others Reviewed on: 11th May 2026
Lucia S's avatar
Lucia S

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104250)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Clear and easy to use.

5
Clear and easy to use, updates and reminders plus postage tracking. Pay in 3 is fantastic for budgeting. Reviewed on: 5th May 2026

Paypal credit has been mzing and really helped me wi...

5
Paypal credit has been mzing and really helped me with purchases and spreading the bill. Transactions are easy and quick, cant fault them. Reviewed on: 5th May 2026

Never had any problems always helpful

5
Never had any problems always helpful Reviewed on: 5th May 2026

Excellent!

5
I’ve never had any issues with PayPa, it’s been consistently reliable and my absolute go to way to pay. Every transaction is smooth, secure and completely hassle free, which makes a huge difference when shopping or sending money. Payments are always received promptly, and I really value the clear, timely updates that keep me informed every step of the way. What stands out most is the added layer of security and buyer protection, which gives me real confidence when making purchases online. It’s also incredibly convenient to use across so many websites and services, saving time and making checkout quick and easy. Overall, it’s a service I trust completely and one I’d highly recommend for anyone looking for a safe, fast, and dependable way to manage payments. Reviewed on: 5th May 2026

PayPal - the user experience metric.

5
Great service. Really, really great service. Every time. Reviewed on: 5th May 2026

Incredible service

5
Second to none, always use PayPal for safe purchases. Can always count on customer service to be helpful and fast responding. I’ve had PayPal deal with many complaints of mine with companies and resolved the issues promptly. Reviewed on: 5th May 2026

PayPal does exactly what it says on the tin!

5
PayPal does exactly what it says on the tin! Reviewed on: 5th May 2026

I always feel secure with PayPal credit.

5
I always feel secure with PayPal credit. It’s easy to use, especially the pay in 3 option for breaking down larger purchases interest free. I like having my credit account as a safety net to help me manage. Reviewed on: 5th May 2026

Always trust PayPal for efficient and secure payments.

5
Always trust PayPal for efficient and secure payments. Reviewed on: 5th May 2026

PayPal - Making memories possible

5
PayPal has made purchasing products as well as purchasing holidays more manageable by providing very reasonable credit which I have been able to pay off monthly. This excellent service has enabled my family and I to experience parts of the world we couldn’t have originally afforded and allowed us to make memories that will last a life time. Reviewed on: 5th May 2026

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